As we know, Discover has been handling out CLI's like water the last couple of months. I was just wondering if those that have also been the recipients of the generous and constant CLI's are finding a big spike in postal mail from Discover? In the last six to eight weeks or so, I have received a lot of mail from them - balance transfer promotions, CashBack Checking promo, savings account opportunities, more balance transfer promotions and so on.
It seems like between the many CLI's and mailers, they are really trying to step things up or at least get their name out there more.
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
The initial limit was something like $8700