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Pottery Barn 7-10 day, Crate and Barrel Approved!?

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QueenBeeOC
Regular Contributor

Pottery Barn 7-10 day, Crate and Barrel Approved!?

We closed on our house last week, got excited and applied for Crate and Barrel and approved for a whopping $15k but got a 7-10 day message on Pottery Barn. Anyone have luck with recon? and why would they deny me after giving me such a fat limit with C&B?

Southwest: $9k - Discover It $1,900 - Amazon $2,900 - CAP1 - $1,500 - QuickSilver (FKA Orchard) - $900 - J. Crew $1K - LOFT $1K - Nordstroms $1K - Amex BCE - $3,000
Scores: Credit Karma 687, Credit Sesame 660- EQ 643 - EX 665 (from Amex)- TQ 655 Lender Pull: 693


Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Pottery Barn 7-10 day, Crate and Barrel Approved!?

congrats, i would try and call to see if its verification issue!

Message 2 of 7
bobbay
Established Contributor

Re: Pottery Barn 7-10 day, Crate and Barrel Approved!?

i am curious what  people have seen for results with Pottery Barn.  I was looking at this the other day.   Any idea of criteria for this card?


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 3 of 7
Creditaddict
Legendary Contributor

Re: Pottery Barn 7-10 day, Crate and Barrel Approved!?

most likely you will get a letter in the mail with a code on it to call in and answer security questions... this bank is epic when it comes to verification with no rime or reason.

Message 4 of 7
bobbay
Established Contributor

Re: Pottery Barn 7-10 day, Crate and Barrel Approved!?


@Creditaddict wrote:

most likely you will get a letter in the mail with a code on it to call in and answer security questions... this bank is epic when it comes to verification with no rime or reason.


Did you ever get this card?  I am thinking of waiting because I dont want to deal with the $100k mark of Total ID verification.  Is the 100k mark a for sure thing?


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 5 of 7
bobbay
Established Contributor

Re: Pottery Barn 7-10 day, Crate and Barrel Approved!?


@QueenBeeOC wrote:

We closed on our house last week, got excited and applied for Crate and Barrel and approved for a whopping $15k but got a 7-10 day message on Pottery Barn. Anyone have luck with recon? and why would they deny me after giving me such a fat limit with C&B?


Congrats on the Crate and Barrel... good luck with PB.


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 6 of 7
tempusfugit123
Frequent Contributor

Re: Pottery Barn 7-10 day, Crate and Barrel Approved!?

Most likely it's verification. Congrats! I love my C&B card

Message 7 of 7
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