Pre-Approval Web Sites?

[oracles]

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@Anonymous wrote:

I don't think it's a Credit Steps card . . . I already have one of those and trust me, even though I pay on time, the credit barely has raised (started at $300 and is up to $800 over a two year period).  I figure my scores aren't that bad so that's why I applied for a new one and hopefully the CL will be better so that I don't have to wait aeons before having a nice CL with them.  I have a coupl eof other cards with $3,000 CL's, but ideally, I want one with a larger CL so I have a nice mix.

This is one where it's 0% APR until August and then a 10% APR  . . . still high, but decent when you compare it to the Capital One I have now which is about 22% APR.

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10% apr is actually good

[Anonymous]

Do the pre-approval links take points off your score for doing them?

[score_building]

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@Anonymous wrote:
Do the pre-approval links take points off your score for doing them?

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No, they are typically soft pulls.

[Anonymous]

would anything show up in my report?

like an inquiry or anything

[score_building]

there are two kinds of inqs hard and soft.  hard inqs are the kind that ding your score and appear on reports for creditors to view.  soft inqs. do not ding your score and are not viewable on your reports to anyone other than you.

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@Anonymous wrote:

would anything show up in my report?

like an inquiry or anything

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[Anonymous]

Nothing showed up on my CR's report.  I only received a hard pull after receiving the pre-approval notice from Capital One and proceeding with the actual application of the credit card.

[stefnian0426]

Is there anyway to re post this site?  when i open it, nothing shows. thank you

[lhcole77]

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@stefnian0426 wrote:

Is there anyway to re post this site?  when i open it, nothing shows. thank you

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This thread is 5 years old. I know for sure that Citi, Barclays, BofA, Cap1, and Credit One all have pre approval offers at their websites.

Edit: and Chase too =)

[09Lexie]

Thread is locked as the website link is no longer available.

~Lexie