Pre-Approval staredown

[BootStraps]

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@Creditaddict wrote:

many dream of the penfed pre approval and you can't decide rather to take a basic approved card being offered!!! I die

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LOL!

A year ago I felt the same way. At this point a card must fit into my credit strategy to have a place at the table.

I'm deciding if I want to lower my AAoA and deal with managing another card.

[Creditaddict]

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@BootStraps wrote:

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@Creditaddict wrote:

many dream of the penfed pre approval and you can't decide rather to take a basic approved card being offered!!! I die

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LOL!

A year ago I felt the same way. At this point a card must fit into my credit strategy to have a place at the table.

I'm deciding if I want to lower my AAoA and deal with managing another card.

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for penfed... WAY WORTH IT!

[sillykitty1]

If you have a preapproval on a cc you already have, you will have the option of getting a second card or have the preapproved amount be a CLI.

[CreditDunce]

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@BootStraps wrote:

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@Creditaddict wrote:

many dream of the penfed pre approval and you can't decide rather to take a basic approved card being offered!!! I die

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LOL!

A year ago I felt the same way. At this point a card must fit into my credit strategy to have a place at the table.

I'm deciding if I want to lower my AAoA and deal with managing another card.

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+! unless the card is more useful than what you currently have, it doesn't matter who offers it.

[1GaDawg85]

I really want a PenFed card but I know they don't like me still.....so tempting to apply for the Defender card though

[BootStraps]

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@1GaDawg85 wrote:

I really want a PenFed card but I know they don't like me still.....so tempting to apply for the Defender card though

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It took me about a year and a half before they offered me anything.

Penfed tends to take a long time.

[BootStraps]

Okay.

After analysis, it fits my credit strategy and bumps out my chase freedom.

[1GaDawg85]

So I'm guessing the "Featured Members Offers" aren't really that special then....

[BootStraps]

I think that the "Featured Members Offers" are just marketing.

[Anonymous]

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@BootStraps wrote:

I think that the "Featured Members Offers" are just marketing.

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Yup, pretty much.