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After having my BofA and Fingerhut hit I have gotten several pre-approvals for Commenity backed cards. It feels so good! Although I have only accepted one for Byrlane Home it is just nice having it!
@2FixMyCredit wrote:After having my BofA and Fingerhut hit I have gotten several pre-approvals for Commenity backed cards. It feels so good! Although I have only accepted one for Byrlane Home it is just nice having it!
Dont get too crazy with new accounts, you have 3 now. Best to hit the Garden and let them age nicely!
@LS2982 wrote:
@2FixMyCredit wrote:After having my BofA and Fingerhut hit I have gotten several pre-approvals for Commenity backed cards. It feels so good! Although I have only accepted one for Byrlane Home it is just nice having it!
Dont get too crazy with new accounts, you have 3 now. Best to hit the Garden and let them age nicely!
Absolutely! I completely agree, I love their products so I accepted. I bought a comforter set from them years ago and it still looks new! No more credit for me. Had this not been a soft pull I wouldn't have even bothered but since it was I went for it and so happy I did because I do see actually using this card quite a bit. Plus their clearance and sales are great haha.
A few questions if anyone knows, of course.
Commenity reports to all three bureau's, correct?
How long does it take them to report?
If anyone has this card or a card from Commenity, how long does it normally take to receive the card?
Does it report as a revolving account?
It is nice knowing someone is watching you
Haha, slightly creepy as well
@2FixMyCredit wrote:After having my BofA and Fingerhut hit I have gotten several pre-approvals for Commenity backed cards. It feels so good! Although I have only accepted one for Byrlane Home it is just nice having it!
More pre approvals on the way and yes it feels nice
@2FixMyCredit wrote:A few questions if anyone knows, of course.
Commenity reports to all three bureau's, correct? Yes
How long does it take them to report? Mine seem to all report on the 1st of the month
If anyone has this card or a card from Commenity, how long does it normally take to receive the card? A little less than a week.
Does it report as a revolving account? Depends on the CRA...EQ and TU say Revolving but EX says charge....it doesn't really make a difference, though
@2FixMyCredit wrote:A few questions if anyone knows, of course.
Commenity reports to all three bureau's, correct?
How long does it take them to report?
If anyone has this card or a card from Commenity, how long does it normally take to receive the card?
Does it report as a revolving account?
It took a week to get my card. Yup, it does report as revolving. After a month, they finally reporting the credit line!
Eventually, they will report on all three. As for me, it was Experian first. Hopefully soon it will pop up on the other two.