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Way to go Swapmeet ! See you in the Garden, Yeah right !
@ron2013 wrote:is there any reason why you wanna get so much debt?
Its not debt but credit exteneded its only debt if he racks up the credit card sales
@WarJar101 wrote:
If you have full membership for USAA, aren't you eligible for NFCU? Also, could you confirm that US Bank College card can be PC'ed to US Bank Cash + card?
I am already a member of NFCU. I think the rewards they offer are terrible, not that USAA is much better. NFCU's halfway decent card has an AF, do don't really feel like dealing with that. I want to be able to not use the card at times, and that doesn't work if I have an AF.
Yes, the college card can be PC'd. You just have to talk with the right person.
@Swapmeet wrote:
@WarJar101 wrote:
If you have full membership for USAA, aren't you eligible for NFCU? Also, could you confirm that US Bank College card can be PC'ed to US Bank Cash + card?
No, War. I wish. NFCU is a lot more strict about who can join. I have explored every angle that I can think of to get in with NFCU and so far, no go.
I can't think of any way a full USAA member wouldn't be allowed to join NFCU.
Full membership at USAA is more difficult than NFCU membership.
@ron2013 wrote:is there any reason why you wanna get so much debt?
So I can file for BK....duh
@dodgeball wrote:
@ron2013 wrote:is there any reason why you wanna get so much debt?
Its not debt but credit extended its only debt if he racks up the credit card sales
+1
just a means to keep utilization down
@Dustink wrote:
@Swapmeet wrote:
@WarJar101 wrote:
If you have full membership for USAA, aren't you eligible for NFCU? Also, could you confirm that US Bank College card can be PC'ed to US Bank Cash + card?
No, War. I wish. NFCU is a lot more strict about who can join. I have explored every angle that I can think of to get in with NFCU and so far, no go.
I can't think of any way a full USAA member wouldn't be allowed to join NFCU.
Full membership at USAA is more difficult than NFCU membership.
I am a full member of USAA because I have family members who have had or still have credit or insurance products with them. To be a member of NFCU, I either have to be active in the military, have an active family member, or have a family member who is receiving a retirement from a military branch. None of my family members are active military; none of my family members have ever been a member at NFCU; though I have several family members who have served in the military, none have made a career out of it and are now retired. So, while I am a full member at USAA, I am not eligible at NFCU.
I am a full member of USAA because I have family members who have had or still have credit or insurance products with them. To be a member of NFCU, I either have to be active in the military, have an active family member, or have a family member who is receiving a retirement from a military branch. None of my family members are active military; none of my family members have ever been a member at NFCU; though I have several family members who have served in the military, none have made a career out of it and are now retired. So, while I am a full member at USAA, I am not eligible at NFCU.
So none of your grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members are eligible for NFCU membership?
@Dustink wrote:I am a full member of USAA because I have family members who have had or still have credit or insurance products with them. To be a member of NFCU, I either have to be active in the military, have an active family member, or have a family member who is receiving a retirement from a military branch. None of my family members are active military; none of my family members have ever been a member at NFCU; though I have several family members who have served in the military, none have made a career out of it and are now retired. So, while I am a full member at USAA, I am not eligible at NFCU.
So none of your grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members are eligible for NFCU membership?
Correct, because none of them are active, retired, or have a retired family member. See, the tough part is that they have to be receiving a retirement annuity in order to be eligible.
Correct, because none of them are active, retired, or have a retired family member. See, the tough part is that they have to be receiving a retirement annuity in order to be eligible.
Sorry OT, but is that how military retirement works? It is an annuity, so could somebody add to the principle to increase their monthly retirement amount?