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Pre Approved [Accepted Offer]

Valued Contributor

Re: Pre Approved

I still haven't figured out what I should do...lol

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 11 of 74
Valued Contributor

Re: Pre Approved

I could just accept the offer and apply for the rate advantage 6 months down the road or something.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 12 of 74
Valued Contributor

Re: Pre Approved

Isn't a world Master card similar to a visa siggy in that it does not report a CL?



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 13 of 74
Super Contributor

Re: Pre Approved

It depends what you are going to do with the card. 15.9% is not too bad. I never carried any balance on both of my World MC and Amex. I usually use it to pay utility bills and used my Amex at Costco.

 

 

Ron.

Message 14 of 74
Valued Contributor

Re: Pre Approved


Ron1 wrote:

It depends what you are going to do with the card. 15.9% is not too bad. I never carried any balance on both of my World MC and Amex. I usually use it to pay utility bills and used my Amex at Costco.

 

 

Ron.


Do they report your limit?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 15 of 74
Super Contributor

Re: Pre Approved


Swapmeet wrote:

Isn't a world Master card similar to a visa siggy in that it does not report a CL?


USAA World MC does report CL unlike Chase/BofA.

 

 

Ron.

Message 16 of 74
Super Contributor

Re: Pre Approved


Dustink wrote:

Ron1 wrote:

It depends what you are going to do with the card. 15.9% is not too bad. I never carried any balance on both of my World MC and Amex. I usually use it to pay utility bills and used my Amex at Costco.

 

 

Ron.


Do they report your limit?


YES. It reported as revolving credit card in EXP and flexible spending credit in TU.

 

 

Ron.

Message 17 of 74
Valued Contributor

Re: Pre Approved

I like USAA. Is there a minimum CL to upgrade to the world MC from the platinum like e.g. the CSP requires a 5k min. CL?



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 18 of 74
Super Contributor

Re: Pre Approved


Swapmeet wrote:

I like USAA Is there a minimum CL to upgrade to the world MC from the platinum like e.g. the CSP requires a 5k min. CL?


I think $5K is the minimum.

 

 

Ron.

Message 19 of 74
Valued Contributor

Re: Pre Approved

I went ahead and applied. Ugh, so much for gardening...

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 20 of 74