Pre-Approved Offers Flowing Again

[SpiceIslander]

Great job rebuilding! Congrats!

[steve23111]

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@cmnbachiller wrote:

But I would like to ask how you went from 693 to over 800 in less than 1 year.

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Welcome.  As I said in my post, it was from the Chapter 7 falling off the record at the 10-year mark, having responsibly managed my credit ever since the BK.

[steve23111]

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@Jlu wrote:

To get your answer you may need to build a time machine, set the dial to 3 months in the past and BLAST OFF!

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Good one!

[steve23111]

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@babablue wrote:

lol. He's in the 800 club now, he no longer has need for us peasants

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I'm still here, just not as much as I used to be.

[steve23111]

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@amercnchopz34 wrote:

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@steve23111 wrote:

I've pretty much got all I want and need, but if a good rewards card comes along to supplement my AMEX BCP, I may just bite.

I've entertained a Discover or another of the rotating category cards to beef up the cash back a bit.  My partner and I share an AMEX (he's an AU on my BCP) and use the cash back to fund "mini vacations" every few months.

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steve,

How long after your BK did u get your amex BCP????

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It was in February of last year, so that's (counting on my fingers) a little under 9 years after the BK.  I had not attempted to get one prior to that, but did include them in my Chapter 7 in May 2002.

[amercnchopz34]

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@steve23111 wrote:

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@amercnchopz34 wrote:

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@steve23111 wrote:

I've pretty much got all I want and need, but if a good rewards card comes along to supplement my AMEX BCP, I may just bite.

I've entertained a Discover or another of the rotating category cards to beef up the cash back a bit.  My partner and I share an AMEX (he's an AU on my BCP) and use the cash back to fund "mini vacations" every few months.

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steve,

How long after your BK did u get your amex BCP????

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It was in February of last year, so that's (counting on my fingers) a little under 9 years after the BK.  I had not attempted to get one prior to that, but did include them in my Chapter 7 in May 2002.

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Is that the only amex you have ??     Did you get any prime cards when your BK was hitting the 8 yr mark??

[JonStur]

Congrats!!! I know the feeling and it feels terrific...

[nicholasyud]

i know exactly what you feel post....cuzz im feeling the same way man.....