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Great job rebuilding! Congrats!
@cmnbachiller wrote:But I would like to ask how you went from 693 to over 800 in less than 1 year.
Welcome. As I said in my post, it was from the Chapter 7 falling off the record at the 10-year mark, having responsibly managed my credit ever since the BK.
@Jlu wrote:To get your answer you may need to build a time machine, set the dial to 3 months in the past and BLAST OFF!
Good one!
@babablue wrote:lol. He's in the 800 club now, he no longer has need for us peasants
I'm still here, just not as much as I used to be.
@amercnchopz34 wrote:
@steve23111 wrote:I've pretty much got all I want and need, but if a good rewards card comes along to supplement my AMEX BCP, I may just bite.
I've entertained a Discover or another of the rotating category cards to beef up the cash back a bit. My partner and I share an AMEX (he's an AU on my BCP) and use the cash back to fund "mini vacations" every few months.
steve,
How long after your BK did u get your amex BCP????
It was in February of last year, so that's (counting on my fingers) a little under 9 years after the BK. I had not attempted to get one prior to that, but did include them in my Chapter 7 in May 2002.
@steve23111 wrote:
@amercnchopz34 wrote:
@steve23111 wrote:I've pretty much got all I want and need, but if a good rewards card comes along to supplement my AMEX BCP, I may just bite.
I've entertained a Discover or another of the rotating category cards to beef up the cash back a bit. My partner and I share an AMEX (he's an AU on my BCP) and use the cash back to fund "mini vacations" every few months.
steve,
How long after your BK did u get your amex BCP????
It was in February of last year, so that's (counting on my fingers) a little under 9 years after the BK. I had not attempted to get one prior to that, but did include them in my Chapter 7 in May 2002.
Is that the only amex you have ?? Did you get any prime cards when your BK was hitting the 8 yr mark??
Congrats!!! I know the feeling and it feels terrific...
i know exactly what you feel post....cuzz im feeling the same way man.....