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Frequent Contributor
Posts: 426
Registered: ‎02-09-2012
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Pre-Approved for Walmart Store Card

Imagine my surprise when signing on to the Walmart website to so a little shopping for some Headphones for the hubby and when I went to check out found out I was pre-approved for the Walmart credit card!!!:smileyhappy:  I was very surprised because back in late January I was denied TWICE ( I applied- instant denial and then recon-denied).  The application had most of my information already filled in and all I had to do was hit the button.  I did and was approved!:smileyhappy:

 

Happy! This card will get a lot of use because they just opened a Super Walmart in my area!!!! Yay!!! Plus I'm happy to get the free TU Fico Score each month! No longer have to pay for it here on MyFIco for $19.99!!  

Slowly building....
Regular Contributor
Posts: 177
Registered: ‎10-14-2011
0

Re: Pre-Approved for Walmart Store Card

Congrats, that's wonderful!

Established Contributor
Posts: 650
Registered: ‎03-01-2012
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Re: Pre-Approved for Walmart Store Card

does anyone know if a situation like this will result in a hard pull?


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
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Re: Pre-Approved for Walmart Store Card

Congrats!!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 426
Registered: ‎02-09-2012
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Re: Pre-Approved for Walmart Store Card


pakman92 wrote:

does anyone know if a situation like this will result in a hard pull?


I was wondering the same thing.  I will report back tomorrow and let you know if I recieve an Alert from Equifax or MYFICO about a new inquriy.

Slowly building....
Frequent Contributor
Posts: 426
Registered: ‎02-09-2012
0

Re: Pre-Approved for Walmart Store Card

Thanks for the Congrats!!!:smileyhappy:

Slowly building....
Established Contributor
Posts: 980
Registered: ‎07-16-2010
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Re: Pre-Approved for Walmart Store Card

at what point in the checkout did it ask you?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
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Re: Pre-Approved for Walmart Store Card

Any new credit will result in a HP, altho fingers crossed you get lucky!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
0

Re: Pre-Approved for Walmart Store Card


pakman92 wrote:

does anyone know if a situation like this will result in a hard pull?


It should be a hard pull.  I have not gotten a peep from SW or QM for the DM card I apped on Feb 23.  Did 2 BT's already. TU got the HP, yet here I sit, waiting for SW or QM to let me know about a new account.... Or a HP. Or a FICO change from a HP.
 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Frequent Contributor
Posts: 419
Registered: ‎03-05-2012
0

Re: Pre-Approved for Walmart Store Card

Would love to know if there's a way to see about pre approval without buying something.

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