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Pre-Approved for Walmart Store Card

Frequent Contributor

Pre-Approved for Walmart Store Card

Imagine my surprise when signing on to the Walmart website to so a little shopping for some Headphones for the hubby and when I went to check out found out I was pre-approved for the Walmart credit card!!!Smiley Happy  I was very surprised because back in late January I was denied TWICE ( I applied- instant denial and then recon-denied).  The application had most of my information already filled in and all I had to do was hit the button.  I did and was approved!Smiley Happy

 

Happy! This card will get a lot of use because they just opened a Super Walmart in my area!!!! Yay!!! Plus I'm happy to get the free TU Fico Score each month! No longer have to pay for it here on MyFIco for $19.99!!  

Slowly building....
Message 1 of 41
40 REPLIES
Regular Contributor

Re: Pre-Approved for Walmart Store Card

Congrats, that's wonderful!

Message 2 of 41
Established Contributor

Re: Pre-Approved for Walmart Store Card

does anyone know if a situation like this will result in a hard pull?


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 3 of 41
Mega Contributor

Re: Pre-Approved for Walmart Store Card

Congrats!!!



EQ FICO 548 3/3/16
Message 4 of 41
Frequent Contributor

Re: Pre-Approved for Walmart Store Card


pakman92 wrote:

does anyone know if a situation like this will result in a hard pull?


I was wondering the same thing.  I will report back tomorrow and let you know if I recieve an Alert from Equifax or MYFICO about a new inquriy.

Slowly building....
Message 5 of 41
Frequent Contributor

Re: Pre-Approved for Walmart Store Card

Thanks for the Congrats!!!Smiley Happy

Slowly building....
Message 6 of 41
Established Contributor

Re: Pre-Approved for Walmart Store Card

at what point in the checkout did it ask you?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Message 7 of 41
Mega Contributor

Re: Pre-Approved for Walmart Store Card

Any new credit will result in a HP, altho fingers crossed you get lucky!



EQ FICO 548 3/3/16
Message 8 of 41
Valued Contributor

Re: Pre-Approved for Walmart Store Card


pakman92 wrote:

does anyone know if a situation like this will result in a hard pull?


It should be a hard pull.  I have not gotten a peep from SW or QM for the DM card I apped on Feb 23.  Did 2 BT's already. TU got the HP, yet here I sit, waiting for SW or QM to let me know about a new account.... Or a HP. Or a FICO change from a HP.
 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 9 of 41
Frequent Contributor

Re: Pre-Approved for Walmart Store Card

Would love to know if there's a way to see about pre approval without buying something.
Message 10 of 41