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Mega Contributor
Creditaddict
Posts: 16,883
Registered: ‎10-23-2007

Re: Pre-Approved for Zync

 


TLx wrote:

so if i entered my  information and nothing come up, mean i am not pre approve and should not apply right? thanks


If you want it, I would go for it (charge card)  Amex seems to be in a very giving mood lately :smileyhappy:

 

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010

Re: Pre-Approved for Zync

 


Creditaddict wrote:

 


TLx wrote:

so if i entered my  information and nothing come up, mean i am not pre approve and should not apply right? thanks


If you want it, I would go for it (charge card)  Amex seems to be in a very giving mood lately :smileyhappy:

 


+1
I AGREE!

 

-----------------------
My favorite card right now: Barclays Priceline Visa Signature
Contributor
TLx
Posts: 79
Registered: ‎01-29-2009

Re: Pre-Approved for Zync

do you have link to the backdoor page . i cant find it. thank you for helping my fico score is still 616. Sad

Mega Contributor
Creditaddict
Posts: 16,883
Registered: ‎10-23-2007

Re: Pre-Approved for Zync

 


TLx wrote:

do you have link to the backdoor page . i cant find it. thank you for helping my fico score is still 616. Sad


 

back door page?

I would wait until your in the 640 range on TU... Amex lately has been known to pull TU with EX... I think someone had posted that Amex does this if they are on fence with info on EX.  When my friend applied for Gold about 6 months ago he was 642 TU and Amex pulled it and he was instantly approved.

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009

Re: Pre-Approved for Zync


TLx wrote:

do you have link to the backdoor page . i cant find it. thank you for helping my fico score is still 616. Sad


Do you mean the Backdoor Numbers?

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Contributor
TLx
Posts: 79
Registered: ‎01-29-2009

Re: Pre-Approved for Zync

how often can you apply? do you see any luck with old collections and score at 640?


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