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Pre-Offers. When?

Established Contributor

Pre-Offers. When?

At what point are pre-aprovals triggered? I opted out a year ago but opted back in 6 months ago. I don't need anything but I'd sure like to see people starting to look at me again.
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Message 1 of 4
3 REPLIES
Moderator Emerita

Re: Pre-Offers. When?

I wound up opting back in twice, because it seemed like nothing much was happening after the first time. I started getting stuff maybe 4 weeks after the second opt-in.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 4
Regular Contributor

Re: Pre-Offers. When?

This question might have a little of the "duh" factor, but with whom are you opting back in?
 
Thanks!
Starting Scores: 12/14/14 FICO EQ: 579 EXP: 586 TU: 591
Current Scores: 12/29/15 FICO EQ: 643 EXP: 667 TU: 670
Goal: 750

Message 3 of 4
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Established Contributor

Re: Pre-Offers. When?

Folks who send you credit card offers in the mail. There is a web site you can go to to have creditors stop sending you that "junk mail" if you see it as junk mail.

diva0969 wrote:
This question might have a little of the "duh" factor, but with whom are you opting back in?
 
Thanks!



1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Message 4 of 4