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I have had a BJ's Card since April 2008 and I like it!
I started with a 3K CL and got a CL of 5K (with hard pull) in February. I especially like they post the temporary authorizations on the website even before they hit the account.
DW and I have both got a Juniper card.
High CLs at the time of opening
CLI when asked for
Reasonable APR as it is a reward card.
No problems overall
@GST2008 wrote:Hi Utah,
I had received this offer and applied for it a while back. Was approved with like a 1400 cl which was automatically raised to 1700 and then to 2400. After that there were no other cl raises in the 3 years that I had no matter how often I used it and pif. When Juniper decides you have reached the limit they are going to give you, that's it. The card did come with free transunion score watch that updated monthly.
After getting frustrated at the lack of cl increase, I converted it to the I-tunes visa. I was able to get that card up to a 3k cl, but then they did cuts and it's down to 1100 with no hopes of an increase anytime soon.
Interestingly enough though, they did pre-approve me for the seamiles MC and a line of 1500. They gave me a lower interest rate on this card and it also has the transunion score watching. The only quirk with this card is that I can only pay it twice a month without a money hold. Since the cl is so low, I use way more than the 1,500.00 and have to pay several times. The first two payments go through no problem, anything over that and they hold the payment for 8 days. The other two Juniper cards did not do this.
Also if it helps, all the juniper products will be changing over officially to Barclay's in the next couple of months. I received a notice that my cards would be reissued with the different name on it. So I'll have to see what that does to my cl's and my apr's.
When did you receive this notice? I haven't seen one.
To the OP: I have had my card for over a year, I am satisfied with it because of the awesome 7.99 interest rate, although they have never raised the CL. It is 2,000. Just curious. I hope I get to keep my American flag on the new card. Had a preapproval and accepted it.
heirophant wrote:When did you receive this notice? I haven't seen one.
When I log into DW's I-Tunes, we get that message about Barclaycard or something like that.
https://www.juniper.com/app/ccsite/text/tips/apc/comingsoon_pop.jsp
Though, I don't have that message on my SeaMiles.