Credit Card Center Advertiser Disclosure

Frequent Contributor
Posts: 368
Registered: ‎02-07-2008
0 Kudos

Re: What's up with Juniper?

I have had a BJ's Card since April 2008 and I like it!


I started with a 3K CL and got a CL of 5K (with hard pull) in February. I especially like they post the temporary authorizations on the website even before they hit the account.



"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Frequent Contributor
Posts: 320
Registered: ‎05-03-2009
0 Kudos

Re: What's up with Juniper?

I was thinking of applying for their Virgin America co-branded card issued by Barclays.  Its a great airline and card seems to offer great rewards.  Anybody familiar with this card?
I want PATIENCE...and I want it NOW
Super Contributor
Posts: 8,198
Registered: ‎03-25-2007
0 Kudos

Re: What's up with Juniper?

DW and I have both got a Juniper card.


High CLs at the time of opening

CLI when asked for

Reasonable APR as it is a reward card.

No problems overall

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Posts: 532
Registered: ‎11-25-2007
0 Kudos

Re: Pre-Qualified Juniper Platinum Mastercard - What have you heard about Juniper?

[ Edited ]

GST2008 wrote:

Hi Utah,


I had received this offer and applied for it a while back.  Was approved with like a 1400 cl which was automatically raised to 1700 and then to 2400.  After that there were no other cl raises in the 3 years that I had no matter how often I used it and pif.  When Juniper decides you have reached the limit they are going to give you, that's it.  The card did come with free transunion score watch that updated monthly.


After getting frustrated at the lack of cl increase, I converted it to the I-tunes visa.  I was able to get that card up to a 3k cl, but then they did cuts and it's down to 1100 with no hopes of an increase anytime soon.


Interestingly enough though, they did pre-approve me for the seamiles MC and a line of 1500.  They gave me a lower interest rate on this card and it also has the transunion score watching.  The only quirk with this card is that I can only pay it twice a month without a money hold.  Since the cl is so low, I use way more than the 1,500.00 and have to pay several times.  The first two payments go through no problem, anything over that and they hold the payment for 8 days.  The other two Juniper cards did not do this.


Also if it helps, all the juniper products will be changing over officially to Barclay's in the next couple of months.  I received a notice that my cards would be reissued with the different name on it.  So I'll have to see what that does to my cl's and my apr's. 

When did you receive this notice?  I haven't seen one. 


To the OP: I have had my card for over a year, I am satisfied with it because of the awesome 7.99 interest rate, although they have never raised the CL.  It is 2,000.  Just curious.  I hope I get to keep my American flag on the new card.  Had a preapproval and accepted it.

Message Edited by heirophant on 07-20-2009 01:51 PM
FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
0 Kudos

Re: Pre-Qualified Juniper Platinum Mastercard - What have you heard about Juniper?

heirophant wrote:

When did you receive this notice?  I haven't seen one. 

When I log into DW's I-Tunes, we get that message about Barclaycard or something like that.


Though, I don't have that message on my SeaMiles.

Established Contributor
Posts: 971
Registered: ‎01-13-2008
0 Kudos

Re: Pre-Qualified Juniper Platinum Mastercard - What have you heard about Juniper?

Started with Juniper a year ago. Decent credit limit. $300 cli. Still 7.9% interest. I like them so far.
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.