Pre-Qualified or Spam

[EaglesFan2006]

I got this email from Citi...is this considered a pre-qualfied offer or just a promo that everyone gets...either way i don't think i'm applying for it, but am just curious to see if I was actually pre-qualified...

Because you are a valued Citi cardmember, we want to extend the opportunity to apply for the Citi Simplicity Card.

Apply now to enjoy 0% APR for 18 months on purchases and balance transfers on your Citi Simplicity Card. After that, the variable APR is 12.99%-21.99% based on your creditworthiness.

[myjourney]

---

@EaglesFan2006 wrote:

I got this email from Citi...is this considered a pre-qualfied offer or just a promo that everyone gets...either way i don't think i'm applying for it, but am just curious to see if I was actually pre-qualified...

Because you are a valued Citi cardmember, we want to extend the opportunity to apply for the Citi Simplicity Card.

Apply now to enjoy 0% APR for 18 months on purchases and balance transfers on your Citi Simplicity Card. After that, the variable APR is 12.99%-21.99% based on your creditworthiness.

---

Looks like marketing to me and not a pre-approval

[tray]

I recieved that same email today as well, I feel it is no prequalification it is a mass email I bet you everyone who is a citicardholder is probably getting this same email.  Waste of a hard pull!!!!

[FinStar]

---

@EaglesFan2006 wrote:

I got this email from Citi...is this considered a pre-qualfied offer or just a promo that everyone gets...either way i don't think i'm applying for it, but am just curious to see if I was actually pre-qualified...

Because you are a valued Citi cardmember, we want to extend the opportunity to apply for the Citi Simplicity Card.

Apply now to enjoy 0% APR for 18 months on purchases and balance transfers on your Citi Simplicity Card. After that, the variable APR is 12.99%-21.99% based on your creditworthiness.

---

Not spam to my knowledge.  I got the same email but I don't need the card.  They constantly bombard me with either pre-approvals or certain targeted offers.  If the sender's address originates from Citicards@info9.citibank.com, it is legit.  The email should provide a reference to an exisiting account with them bearing the last 4-digits of such card(s).

[charyot77]

I also received an email from Citi, but it was for 20,000 TYPs if I opened a Thank You Preferred and spent $1,000 in 3 months. 5,000 extra thank you points is nit enough to get me to leave the garden.

[counterglow]

I received the same email charyot did.  I was also wondering if it was actually targeted at me or was one of those emails they sent out to all their cardholders.

[KIPPIE12]

Received same email for Simplicity today also.  Not biting

[JonStur]

Yea it's just marketing at this point...

[EaglesFan2006]

Thanks all. I checked the Citi site for per-qual and I didn't have any, so it looks like it was just a mass email. No biggie, I wasn't going to bite anyway.