I got a email from BOA, saying I am pre-approved for a CC. I logged into my account and it is a pre-approval for either a Travel Rewards AMEX or the BOA 3-2-1 rewards card. Are either of these cards worth getting? I already have the Better Balance Rewards card, and have a small mortgage through them as well.
On a side note, I have read quite a few posts here and there about BOA splitting credit lines when they approve for new cards. The BBR card has a 20k limit, so I am not trying to get it cut in half just to get another card. What do you think?
CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.
Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
