02-08-2013 02:35 PM
my Utilization 40%
24 Inquiries CC and auto loan
Scores now EQ 676 TU 688
3 baddies 2 Paid CO and 1 unpaid medical CA will falling off this year .
I got pre-approval letter from my local bank
0% APR for 12 months
0 balance transfer for 12 months
3% Cash back for gas
3% cash back for restaurant.
1% cash back for anything ele.
So will you take it or kick it?
02-08-2013 02:45 PM
24 inquiries I'd leave it unless you have a balance on a high apr card that you wont be able to pay off anytime soon.
02-08-2013 02:49 PM
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