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Frequent Contributor
JMills
Posts: 259
Registered: ‎03-08-2013
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Pre-approvals offers in the mail

I have notice since rebuilding my credit in March 2013, for the past couple of weeks/days I have been getting several pre-approvals from various companies, this has not happen in years. Am I now on some creditor’s radar? I have received offers from Credit One, Sprint, T-mobile, and also some catalog store cards. I have thrown them in the mail because I know better. When my scores are in the range of 700s and up, will I also get great offers from these creditors in the mail?  Also will I be able to see these soft pulls in my Credit Report from these companies?

Mega Contributor
Creditaddict
Posts: 19,564
Registered: ‎10-23-2007
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Re: Pre-approvals offers in the mail


JMills wrote:

I have notice since rebuilding my credit in March 2013, for the past couple of weeks/days I have been getting several pre-approvals from various companies, this has not happen in years. Am I now on some creditor’s radar? I have received offers from Credit One, Sprint, T-mobile, and also some catalog store cards. I have thrown them in the mail because I know better. When my scores are in the range of 700s and up, will I also get great offers from these creditors in the mail?  Also will I be able to see these soft pulls in my Credit Report from these companies?


Sounds like you are starting to be in the radar... isn't it great!?

You might see the sp's if you pull frull reports from the credit report directly (Fico reports won't show it I don't believe) not really worth paying for a full report if you can't get it free just to see who is softing you though (in my opnion)

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Frequent Contributor
JMills
Posts: 259
Registered: ‎03-08-2013
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Re: Pre-approvals offers in the mail

I have paid service for Equifax and Transunion, and just last week I paid for Experian full report, waiting for it in the mail. I will see

Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
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Re: Pre-approvals offers in the mail

I started getting them in the mail too after I began. It's such a great feeling!! Now I get preapprovals from places like fingerhut and first premier too. I think it's kind of funny because they are builder cards and when I had no credit they didn't want anything to do with me. Now I have prime cards and they are over me!
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Senior Contributor
john398
Posts: 3,515
Registered: ‎01-19-2009
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Re: Pre-approvals offers in the mail


JMills wrote:

I have notice since rebuilding my credit in March 2013, for the past couple of weeks/days I have been getting several pre-approvals from various companies, this has not happen in years. Am I now on some creditor’s radar? I have received offers from Credit One, Sprint, T-mobile, and also some catalog store cards. I have thrown them in the mail because I know better. When my scores are in the range of 700s and up, will I also get great offers from these creditors in the mail?  Also will I be able to see these soft pulls in my Credit Report from these companies?


just curious what do upi mean by throwing them in mail? I would throw those in the trash, oh and yes approve 700 you probably get Discover, CIti and Chase pre approvals

Frequent Contributor
JMills
Posts: 259
Registered: ‎03-08-2013
0

Re: Pre-approvals offers in the mail

@John398 I mean throw them in the trash! Lol : )
Senior Contributor
john398
Posts: 3,515
Registered: ‎01-19-2009
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Re: Pre-approvals offers in the mail


JMills wrote:
@John398 I mean throw them in the trash! Lol : )

lol ok good


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