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New Contributor
Richierichdollar
Posts: 116
Registered: ‎03-10-2013
0

Pre-approved apps keep coming none stop **bleep**.

I keep getting pre-approved for cards like credit one, first premier, matrix etc. This all has just started this year. What the hell is going on I have had capital one secured credit card atleast 1 yr and never got anything about pre-approved cards until this year. Give it my score did rise especially this month with a 18 point jump. Now why would i get a card from these people there af and monthly fees are just crazy. I have 2 cards now where are the chase, amex, discover pre-approvals at lol. Those would be the only cards I would consider but not even until my new card ages for 1 year atleast. I dont want to opt out and they not get pre-approvals from other credit card companys that my help me.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Pre-approved apps keep coming none stop **bleep**.


Richierichdollar wrote:

I keep getting pre-approved for cards like credit one, first premier, matrix etc. This all has just started this year. What the hell is going on I have had capital one secured credit card atleast 1 yr and never got anything about pre-approved cards until this year. Give it my score did rise especially this month with a 18 point jump. Now why would i get a card from these people there af and monthly fees are just crazy. I have 2 cards now where are the chase, amex, discover pre-approvals at lol. Those would be the only cards I would consider but not even until my new card ages for 1 year atleast. I dont want to opt out and they not get pre-approvals from other credit card companys that my help me.


 

Follow these steps:

 

1.) Take subprime preapproval

 

2.) Stick in Shredder

 

3.) Repeat as needed

 

Live much more happy life!!!

 

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Pre-approved apps keep coming none stop **bleep**.

What he said.  :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Moderator
09Lexie
Posts: 25,954
Registered: ‎09-13-2012
0

Re: Pre-approved apps keep coming none stop **bleep**.

Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013
0

Re: Pre-approved apps keep coming none stop **bleep**.


09Lexie wrote:
@LS

Lol!

+1 for Confucious!!


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Valued Contributor
FocusedAndDetermined
Posts: 6,379
Registered: ‎01-05-2013
0

Re: Pre-approved apps keep coming none stop **bleep**.

@LS

 

Good one!


New Contributor
Richierichdollar
Posts: 116
Registered: ‎03-10-2013
0

Re: Pre-approved apps keep coming none stop **bleep**.

lol they are sitting right ontop of the shredder now.

Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013
0

Re: Pre-approved apps keep coming none stop **bleep**.


Richierichdollar wrote:

lol they are sitting right ontop of the shredder now.


Feed to shredder gods.

 

STAT


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Pre-approved apps keep coming none stop **bleep**.


Richierichdollar wrote:

lol they are sitting right ontop of the shredder now.


 

He who leaves offer on table.........................succombs to temptation

 

:smileywink:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
dodgerslv
Posts: 1,781
Registered: ‎06-16-2012
0

Re: Pre-approved apps keep coming none stop **bleep**.


LS2982 wrote:

Richierichdollar wrote:

I keep getting pre-approved for cards like credit one, first premier, matrix etc. This all has just started this year. What the hell is going on I have had capital one secured credit card atleast 1 yr and never got anything about pre-approved cards until this year. Give it my score did rise especially this month with a 18 point jump. Now why would i get a card from these people there af and monthly fees are just crazy. I have 2 cards now where are the chase, amex, discover pre-approvals at lol. Those would be the only cards I would consider but not even until my new card ages for 1 year atleast. I dont want to opt out and they not get pre-approvals from other credit card companys that my help me.


 

Follow these steps:

 

1.) Take subprime preapproval

 

2.) Stick in Shredder

 

3.) Repeat as needed

 

Live much more happy life!!!

 

 


Haha!! Hilarious LS!


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).






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