Part of me wants to say to you "what if it isn't there when you are out of the garden" and the other part of me wants to say "stay in the garden, you can do it!"
Listen to whichever part suits you best LOL
If it fits into your plans then by all means do it, if it doesn't and you have no use for it, don't let the pre-approval pull you out of the garden earlier then you wanted to. Credit is just a tool, don't let alter your plans just because it shows up.
Ahhh :/ why do I do this to myself...just checked out of curiosity after getting mailer the other day...hopefully it'll still be there when I'm out of the garden !
Good angel/Bad angel
Awhhhh ....the choices we have to make Lol
Make the one that best fits your needs!!!!!!!!!
Stay in the garden, the offer will probably still be there. I have been receving pre-approved mailersfrom Discover It for months. Finally pulled the trigger tonight. It was worth the wait.