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Apply last month for Express store card and got decline , but today i received a pre-approved letter from express : CONGRATULATIONS ! we want to make shopping at express even more rewarding for you .You were recently pre-approved for an express next card credit card . If you open and use an express next credit card , you can take an additional 15% off your first purchase !.....
I go online and fill out pre-approved ID number and all the information , still got the same crazy message 7 to 10 business days grrrrrrr , is this another decline ? and cost me another hard pull ???? HELP PLEASE .
Go to Express.com
Put some stuff in your shopping cart.
Checkout as a guest, and go throught the checkout process, and put in your name/address/etc.
If you really are pre-approved, then before you put in payment information, there should be a pop-up inviting you to accept credit. It's a soft pull. If you're rebuilding, I recommend not applying directly for any comenity store cards unless you can get a pop-up saying you're preapproved when you put stuff in your cart and go through the first few steps of the checkout process.
Thanks SCVBD99