The one difference might be AmEx. I got a pre-approval for the green card and called up to switch it to the gold rewards plus. I would have gotten points if I had taken the green card, but since I asked for the gold, I got 0. Another member was pre-approved for the gold rewards during the same week, accepted, and got some huge amount of points with it.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007