Credit Cards

[jake619]

I know the feeling.  I used to have killer credit - messed that up.  Forever I didn't get any mailers, almost as if I opted out.  Just the other day I got the Matrix garbage myself.  I literally LOL'd as I read the fee table.  It was brutal.

I don't think the type of offer is as telling as the fact you (and I) seem to be attracting interest again.  It can't be a bad thing (unless you app for Matrix) 

[astritaho1979]

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visorboy1974 wrote:

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astritaho1979 wrote:

Dont pay attention when they tell you 700 is a good score.Yea ok you can get credit like 2k limit and all that but if you had like 740 you could get more like 15k limits.Now thats the difference.Now my friend i dont wanna be hursh on you but thats the honest truth

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I'm barely at 700 (with a BK7 on my reports) and have 8 major credit cards with an average of $13,500 limit.  Did I slip through the cracks?  Obviously YMMV...every profile differs.      

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iam glad you have a good limits

[lylesvegas]

LOL..... This guy is cracking me up !!!!!!!!!

[jake619]

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astritaho1979 wrote:

Dont pay attention when they tell you 700 is a good score.Yea ok you can get credit like 2k limit and all that but if you had like 740 you could get more like 15k limits.Now thats the difference.Now my friend i dont wanna be hursh on you but thats the honest truth

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 You are aware more goes into a CL assignment than FICO, right?  BTW - you're about to start a flame war...

[astritaho1979]

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jake619 wrote:

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astritaho1979 wrote:

Dont pay attention when they tell you 700 is a good score.Yea ok you can get credit like 2k limit and all that but if you had like 740 you could get more like 15k limits.Now thats the difference.Now my friend i dont wanna be hursh on you but thats the honest truth

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 You are aware more goes into a CL assignment than FICO, right?  BTW - you're about to start a flame war...

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are you refering to me or its just what you just said dont make any sense for real

[visorboy1974]

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astritaho1979 wrote:

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jake619 wrote:

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astritaho1979 wrote:

Dont pay attention when they tell you 700 is a good score.Yea ok you can get credit like 2k limit and all that but if you had like 740 you could get more like 15k limits.Now thats the difference.Now my friend i dont wanna be hursh on you but thats the honest truth

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 You are aware more goes into a CL assignment than FICO, right?  BTW - you're about to start a flame war...

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are you refering to me or its just what you just said dont make any sense for real

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You might want to read your sentence before you try to rip on someone else's grammar.  

[jake619]

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astritaho1979 wrote:

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jake619 wrote:

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astritaho1979 wrote:

Dont pay attention when they tell you 700 is a good score.Yea ok you can get credit like 2k limit and all that but if you had like 740 you could get more like 15k limits.Now thats the difference.Now my friend i dont wanna be hursh on you but thats the honest truth

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 You are aware more goes into a CL assignment than FICO, right?  BTW - you're about to start a flame war...

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are you refering to me or its just what you just said dont make any sense for real

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Talk about who makes no sense... grammar matters.  Yes, I was referring to you.  You're implying a FICO score drives CL's.  I'm telling you more goes into it than that.  You can start with income and work your way through the other non-financial metrics such as employment.

[CreditWorld2013]

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visorboy1974 wrote:

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astritaho1979 wrote:

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jake619 wrote:

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astritaho1979 wrote:

Dont pay attention when they tell you 700 is a good score.Yea ok you can get credit like 2k limit and all that but if you had like 740 you could get more like 15k limits.Now thats the difference.Now my friend i dont wanna be hursh on you but thats the honest truth

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 You are aware more goes into a CL assignment than FICO, right?  BTW - you're about to start a flame war...

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are you refering to me or its just what you just said dont make any sense for real

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You might want to read your sentence before you try to rip on someone else's grammar.  

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This guy is a real character. Every thread he joins or creates...ends with a "Locked Thread and Under Moderator Review."

As for the OP: Your scores are good...some people are just grumpy. 

[astritaho1979]

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jake619 wrote:

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astritaho1979 wrote:

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jake619 wrote:

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astritaho1979 wrote:

Dont pay attention when they tell you 700 is a good score.Yea ok you can get credit like 2k limit and all that but if you had like 740 you could get more like 15k limits.Now thats the difference.Now my friend i dont wanna be hursh on you but thats the honest truth

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 You are aware more goes into a CL assignment than FICO, right?  BTW - you're about to start a flame war...

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are you refering to me or its just what you just said dont make any sense for real

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Talk about who makes no sense... grammar matters.  Yes, I was referring to you.  You're implying a FICO score drives CL's.  I'm telling you more goes into it than that.  You can start with income and work your way through the other non-financial metrics such as employment.

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I am not going to get in to a Vague philosophical debate with you right now.I was sugesting to the po here in to what is the best course of action in his situtation

I really dont need you to tell me how is my grammar in to this forum.Have a nice day

[tennisfan78]

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Duncanrr wrote:
Got pre-screened offer in mail today for first national of Omaha (second pre-screen from them) and Matrix discover (with a stellar 27% apr).

At least they are still coming in. Nothing from Chase, Citi, Barclays or Amex yet.

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It sure is a nice feeling to get pre approved offers, isnt it? I think it is only a matter of time before you start getting from the above mentioned lenders!