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01-17-2013 05:23 AM
01-17-2013 07:52 AM
My boss, who has credit in the 740s, gets mailers for...Credit One. Hahaha...she also gets mailers from BoA (they push the 1-2-3 cash rewards a lot) and Citi Simplicity a lot (she has both business and personal accounts at those two)
We already have two AMEX's so nothing from them...nothing from Discover either as she already has one.
I do her the favor and chuck the offers for her...haha.
01-17-2013 08:00 AM
As for my own offers...I think the last one I got was for a pay day loan from some Indian tribe in Louisiana...lol. They soft pulled TU for that...
01-17-2013 11:38 AM
No offense but your scores are kindof low for that.They really dont go out there much anyways
I don't understand what you are trying to say in this post. My TU on Walmart is 730's (703 on Amex pull), ex is 720's and EQ is 680's. these are not low scores. And who is they and where do they not go much?
Don't worry about it. Just look at the guy you are quoting's other posts. Personally, I don't feel them even worth responding to. Your scores are good, and getting a lot better. And pre-approvals certinly do come by the boatload, especially Citi, Discover, and AmEx. Just hang in there and keep your scores up
01-17-2013 12:35 PM
WOW !!!! Just checked my EQ fico, it was a 1,000,000........ and I have not got one offer in the mail !!!!!!!
01-17-2013 06:03 PM
Just to add fuel to fire:
Amex BCP 8.8k
Amex Delta 6k
Discover it. 6k
Walmart Disc 5.4k
Chase amaz 2k
Pretty good limits for my "low" scores
Its not low its just not to high.But yea is a good score
01-17-2013 06:05 PM
Come to think of it, I rarely get any pre-approvals or pre-screened offers. The exception is for business cards from lenders where I already have a personal account. Chase and USbank in particular. I get a ton of insurance company mailers though. I also get a ton of balance transfer checks for my existing TL's. I got one pre-approval offer 5-6 months ago for a Barclay Visa Black card, but I wasn't interested.
straight good score you got there.Good job