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Pre screened offers continue

Valued Contributor
/* 63.141.198.54*/

Re: Pre screened offers continue

6 or 7 inquiries on EQ. My highest of the 3 CRA.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 41 of 47
Valued Contributor
/* 63.141.198.54*/

Re: Pre screened offers continue

My boss, who has credit in the 740s, gets mailers for...Credit One. Hahaha...she also gets mailers from BoA (they push the 1-2-3 cash rewards a lot) and Citi Simplicity a lot (she has both business and personal accounts at those two)

 

We already have two AMEX's so nothing from them...nothing from Discover either as she already has one.

 

I do her the favor and chuck the offers for her...haha.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 42 of 47
Valued Contributor
/* 63.141.198.54*/

Re: Pre screened offers continue

As for my own offers...I think the last one I got was for a pay day loan from some Indian tribe in Louisiana...lol. They soft pulled TU for that...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 43 of 47
Established Contributor
/* 63.141.198.54*/

Re: Pre screened offers continue


Duncanrr wrote:

astritaho1979 wrote:

No offense but your scores are kindof low for that.They really dont go out there much anyways


I don't understand what you are trying to say in this post. My TU on Walmart is 730's (703 on Amex pull), ex is 720's and EQ is 680's.  these are not low scores. And who is they and where do they not go much?


Don't worry about it. Just look at the guy you are quoting's other posts. Personally, I don't feel them even worth responding to. Your scores are good, and getting a lot better. And pre-approvals certinly do come by the boatload, especially Citi, Discover, and AmEx. Just hang in there and keep your scores up Smiley Happy

American Express Blue Cash Everyday - $11,000; American Express Platinum Cashback Everyday - £3,000; American Express Rewards Credit Card - £7,500; Aqua Reward Mastercard - £3,500; Bank of America Travel Rewards - $5,000; Barclaycard Freedom Rewards - £3,500; Citi Forward - $5,800; Discover It - $10,000; Halifax Clarity - £1,500; HSBC Platinum with Rewards - $5,000, MBNA Everyday Plus - £3,500
Message 44 of 47
Contributor
/* 63.141.198.54*/

Re: Pre screened offers continue

WOW !!!! Just checked my EQ fico, it was a 1,000,000........ and I have not got one offer in the mail !!!!!!!

Amex BCE...Amex ED...Barclay WMC...Priceline Rewards Visa...Cap One Venture...Total Rewards Visa...Wells Fargo Visa...Discover IT...Pay Pal Smart Connect...Overstock Store Card...Lowe's Store Card


Message 45 of 47
Frequent Contributor
/* 63.141.198.54*/

Re: Pre screened offers continue


Duncanrr wrote:
Just to add fuel to fire:

NFCU 25k
Amex BCP 8.8k
Amex Delta 6k
Discover it. 6k
Walmart Disc 5.4k
Freedom 1.5k
Chase amaz 2k


Pretty good limits for my "low" scores

Its not low its just not to high.But yea is a good score


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 46 of 47
Highlighted
Frequent Contributor
/* 63.141.198.54*/

Re: Pre screened offers continue


android01 wrote:

Come to think of it, I rarely get any pre-approvals or pre-screened offers.  The exception is for business cards from lenders where I already have a personal account.  Chase and USbank in particular.  I get a ton of insurance company mailers though.  I also get a ton of balance transfer checks for my existing TL's.  I got one pre-approval offer  5-6 months ago for a Barclay Visa Black card, but I wasn't interested.   


straight good score you got there.Good job


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 47 of 47