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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Pre screened offers continue

6 or 7 inquiries on EQ. My highest of the 3 CRA.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Posts: 1,968
Registered: ‎03-30-2012
0

Re: Pre screened offers continue

My boss, who has credit in the 740s, gets mailers for...Credit One. Hahaha...she also gets mailers from BoA (they push the 1-2-3 cash rewards a lot) and Citi Simplicity a lot (she has both business and personal accounts at those two)

 

We already have two AMEX's so nothing from them...nothing from Discover either as she already has one.

 

I do her the favor and chuck the offers for her...haha.

Scores 8/18/2015: TU FICO: 651 | EQ FICO: 645| EX AMEX FICO: 630

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1750 | Target: $1100 | J.Crew $13,950
Valued Contributor
Posts: 1,968
Registered: ‎03-30-2012
0

Re: Pre screened offers continue

As for my own offers...I think the last one I got was for a pay day loan from some Indian tribe in Louisiana...lol. They soft pulled TU for that...

Scores 8/18/2015: TU FICO: 651 | EQ FICO: 645| EX AMEX FICO: 630

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1750 | Target: $1100 | J.Crew $13,950
Established Contributor
Posts: 661
Registered: ‎12-21-2012
0

Re: Pre screened offers continue


Duncanrr wrote:

astritaho1979 wrote:

No offense but your scores are kindof low for that.They really dont go out there much anyways


I don't understand what you are trying to say in this post. My TU on Walmart is 730's (703 on Amex pull), ex is 720's and EQ is 680's.  these are not low scores. And who is they and where do they not go much?


Don't worry about it. Just look at the guy you are quoting's other posts. Personally, I don't feel them even worth responding to. Your scores are good, and getting a lot better. And pre-approvals certinly do come by the boatload, especially Citi, Discover, and AmEx. Just hang in there and keep your scores up Smiley Happy

American Express Blue Cash Everyday - $11,000; American Express Platinum Cashback Everyday - £2,500; Bank of America Travel Rewards - $5,000; Barclaycard Arrival+ - $5,000; Citi Forward - $5,800; Discover It - $5,500; HSBC Platinum with Rewards - $5,000
Contributor
Posts: 92
Registered: ‎11-21-2012
0

Re: Pre screened offers continue

WOW !!!! Just checked my EQ fico, it was a 1,000,000........ and I have not got one offer in the mail !!!!!!!

Amex BCE...Amex ED...Barclay WMC...Priceline Rewards Visa...Cap One Venture...Total Rewards Visa...Wells Fargo Visa...Discover IT...Pay Pal Smart Connect...Overstock Store Card...Lowe's Store Card


Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
0

Re: Pre screened offers continue


Duncanrr wrote:
Just to add fuel to fire:

NFCU 25k
Amex BCP 8.8k
Amex Delta 6k
Discover it. 6k
Walmart Disc 5.4k
Freedom 1.5k
Chase amaz 2k


Pretty good limits for my "low" scores

Its not low its just not to high.But yea is a good score


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
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Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
0

Re: Pre screened offers continue


android01 wrote:

Come to think of it, I rarely get any pre-approvals or pre-screened offers.  The exception is for business cards from lenders where I already have a personal account.  Chase and USbank in particular.  I get a ton of insurance company mailers though.  I also get a ton of balance transfer checks for my existing TL's.  I got one pre-approval offer  5-6 months ago for a Barclay Visa Black card, but I wasn't interested.   


straight good score you got there.Good job


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
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