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PreApprovals

Frequent Contributor

PreApprovals

So two weeks ago I got a Matrix preapproval.

Last week it was Credit One.

Today Chase Freedom.

 

My how things move quickly.  I guess I'm doing something right!


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Message 1 of 18
17 REPLIES
Established Contributor

Re: PreApprovals

Great! I throw my wife Credit one pre aproval card away last night!... 

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 2 of 18
Established Contributor

Re: PreApprovals

I haven't seen any coming my way yet. ;(


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 3 of 18
Regular Contributor

Re: PreApprovals

I just recieved my very firsta pre approval offer in the mail a few days ago from Credit One for $1500 and threw it in the trash. Do they really expect people to pay a $75 anual fee and a 29.99% APR????

Message 4 of 18
Established Contributor

Re: PreApprovals


SE7EN57 wrote:

I just recieved my very firsta pre approval offer in the mail a few days ago from Credit One for $1500 and threw it in the trash. Do they really expect people to pay a $75 anual fee and a 29.99% APR????


yes because many people do since they get declined for everything else, and no credit education to show them that they can get secured cards or authorized user accounts to help


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 5 of 18
Regular Contributor

Re: PreApprovals

Got my first pre-approval for a dang BUCKLE card of all things.

 

Anybody want to see a 50 year old dude dressed up in Affliction shirts?




Message 6 of 18
Established Contributor

Re: PreApprovals


Johnny_Favorite wrote:

Got my first pre-approval for a dang BUCKLE card of all things.

 

Anybody want to see a 50 year old dude dressed up in Affliction shirts?


Well, it would be better than seeing one in a Victoria's Secret V-String. Smiley Tongue


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 7 of 18
Moderator Emeritus

Re: PreApprovals

I would call that a big improvement in offers!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 18
Regular Contributor

Re: PreApprovals

haha at evilution




Message 9 of 18
Frequent Contributor

Re: PreApprovals


Shogun wrote:

I would call that a big improvement in offers!


Thanks, Sho.  I saw the Chase logo and thought "Again?  I don't want another checking account!!!"  Pleasantly surprised.


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Message 10 of 18