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Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: PreApprovals

Nice spread of pre-approvals! Definitely doing something right. :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Member
cambridgegrad
Posts: 16
Registered: ‎02-08-2013
0

Re: PreApprovals

Hey All,

 

Were these pre-approvals or invitations to apply? I received an invitation to apply from Chase Freedom but I am nervous to apply because I don't know if I am going to be approved. I have a number of hard inquiries and I can't risk getting another one without getting approved for the card. 


Starting Score: Feb 2013: EQ 659 TU 668
Current Score: April 2013: EQ 693 (FICO) TU 685 (FICO)
Goal Score: 750


Take the myFICO Fitness Challenge

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Senior Contributor
john398
Posts: 3,526
Registered: ‎01-19-2009
0

Re: PreApprovals


cambridgegrad wrote:

Hey All,

 

Were these pre-approvals or invitations to apply? I received an invitation to apply from Chase Freedom but I am nervous to apply because I don't know if I am going to be approved. I have a number of hard inquiries and I can't risk getting another one without getting approved for the card. 


Hi Cambridgegrad, there is a chase pre approval site you can check to see if you are actually preapproved with no risk

Member
cambridgegrad
Posts: 16
Registered: ‎02-08-2013
0

Re: PreApprovals

Got it! Thanks for the reply! 


Starting Score: Feb 2013: EQ 659 TU 668
Current Score: April 2013: EQ 693 (FICO) TU 685 (FICO)
Goal Score: 750


Take the myFICO Fitness Challenge

Discover It $1700 Amex Green Card Chase Freedom $2500 JC Penney $1300 Walmart $1400 Capital One $750 Citbank $1000
Frequent Contributor
jake619
Posts: 496
Registered: ‎11-13-2012
0

Re: PreApprovals


cambridgegrad wrote:

Hey All,

 

Were these pre-approvals or invitations to apply? I received an invitation to apply from Chase Freedom but I am nervous to apply because I don't know if I am going to be approved. I have a number of hard inquiries and I can't risk getting another one without getting approved for the card. 


I should have been more cautious in my post.  The Chase was in fact an invitation to apply.  They SP'd me on 2/5 (First USA).  When I go to Chase.com and click YOUR SPECIAL OFFERS it comes up blank.  Interestingly, when I click CHECK FOR MAILED OFFERS it, too, comes up blank.  Go figure.


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Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Member
cambridgegrad
Posts: 16
Registered: ‎02-08-2013
0

Re: PreApprovals


jake619 wrote:

cambridgegrad wrote:

Hey All,

 

Were these pre-approvals or invitations to apply? I received an invitation to apply from Chase Freedom but I am nervous to apply because I don't know if I am going to be approved. I have a number of hard inquiries and I can't risk getting another one without getting approved for the card. 


I should have been more cautious in my post.  The Chase was in fact an invitation to apply.  They SP'd me on 2/5 (First USA).  When I go to Chase.com and click YOUR SPECIAL OFFERS it comes up blank.  Interestingly, when I click CHECK FOR MAILED OFFERS it, too, comes up blank.  Go figure.


Okay thanks for the clarification. I am still quite hestitant to apply but it's one of the best cards in the market and it has no annual fee. I think I might take the plundge and apply. 


Starting Score: Feb 2013: EQ 659 TU 668
Current Score: April 2013: EQ 693 (FICO) TU 685 (FICO)
Goal Score: 750


Take the myFICO Fitness Challenge

Discover It $1700 Amex Green Card Chase Freedom $2500 JC Penney $1300 Walmart $1400 Capital One $750 Citbank $1000
Moderator
09Lexie
Posts: 26,609
Registered: ‎09-13-2012
0

Re: PreApprovals


cambridgegrad wrote:

jake619 wrote:

cambridgegrad wrote:

Hey All,

 

Were these pre-approvals or invitations to apply? I received an invitation to apply from Chase Freedom but I am nervous to apply because I don't know if I am going to be approved. I have a number of hard inquiries and I can't risk getting another one without getting approved for the card. 


I should have been more cautious in my post.  The Chase was in fact an invitation to apply.  They SP'd me on 2/5 (First USA).  When I go to Chase.com and click YOUR SPECIAL OFFERS it comes up blank.  Interestingly, when I click CHECK FOR MAILED OFFERS it, too, comes up blank.  Go figure.


Okay thanks for the clarification. I am still quite hestitant to apply but it's one of the best cards in the market and it has no annual fee. I think I might take the plundge and apply. 


Keep us posted. Good luck if you decide to pull the trigger. 

Member
cambridgegrad
Posts: 16
Registered: ‎02-08-2013
0

Re: PreApprovals

I totally pulled it!!!!

 

Got approved for $2,500 the highest credit limit to date :smileyhappy:

 

But no more applications till next year! 


Starting Score: Feb 2013: EQ 659 TU 668
Current Score: April 2013: EQ 693 (FICO) TU 685 (FICO)
Goal Score: 750


Take the myFICO Fitness Challenge

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