PreQualified Slate Offer

[B335is]

Like don't go applying for more Chase cards.

[CreditMagic7]

@Credit Curiosity

That sums it up pretty good enough i think.

If i wait until the next SP then maybe the APR that they offer can be an easier one to accept.

At least (i think) the SLATE is sitting on the table for the choosing anytime this summer. 

[Anonymous]

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@B335is wrote:
Like don't go applying for more Chase cards.

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For like...A year...huh.

The plan is PC's for me.

[B335is]

Or longer. Of course I have to proof that 6 is the magic number, but it seems that's one thing that gets unwanted attention from Chase. I need to start thinking about what to close. Amazon is at the top of the list.

[CreditMagic7]

Thanks again all for helping me take the right course and make the best decisions.

Happy Easter Everyone!

[Anonymous]

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@CreditMagic7 wrote:

Should i Bite? Would you?

And what about the AARP card?

Will this offer still be around in July?

Thoughts, opinions, or suggestions welcome.

FICO 702 AVG. AAOA = ???

2 new comenity accounts this month alone, 1 HP & 1SP (EQ i assume)

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You have a good chance, go for it

[Anonymous]

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@CreditCuriousity wrote:

Check next month or a few weeks down the line, they lower the APR% on future softs...  When I use to get the slate pop-up that was the APR I got.. Last time I had the popup it was a better tier of APR%..  I would hold off now IMO on it and wait for them to give you a better apr

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Ding ding ding!

Besides the fact that I'm supposed to be gardening, remembering this is helping to keep me there, despite it being my first major bank pre-qual. 22.9% shouldn't matter since I should be PIF monthly, but part of the reason I want to build my credit is so I don't have to freak out if I occasionally do have to carry a balance. Yes, there will be better cards for this, but that doesn't mean I can't try for lower APRs when they're available.

[CreditMagic7]

Hey board! Here's something else that comes to mind and i'm sure some of you have done it.

Which card would be a better fit for taking the limit from and transferring it to whatever limit i might get on the Slate just in case it's needed as a prop on Utility when doing a BT.

The CSP with 5K ($95 AF) or 3K (No AF) Freedom.

I would like to keep the 5% Freedom but realize that Discover offers same categories too.

[Anonymous]

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@CreditMagic7 wrote:

Hey board! Here's something else that comes to mind and i'm sure some of you have done it.

Which card would be a better fit for taking the limit from and transferring it to whatever limit i might get on the Slate just in case it's needed as a prop on Utility when doing a BT.

The CSP with 5K ($95 AF) or 3K (No AF) Freedom.

I would like to keep the 5% Freedom but realize that Discover offers same categories too.

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Depends...How much do you value the CSP?

[CreditMagic7]

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@Anonymous wrote:

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@CreditMagic7 wrote:

Hey board! Here's something else that comes to mind and i'm sure some of you have done it.

Which card would be a better fit for taking the limit from and transferring it to whatever limit i might get on the Slate just in case it's needed as a prop on Utility when doing a BT.

The CSP with 5K ($95 AF) or 3K (No AF) Freedom.

I would like to keep the 5% Freedom but realize that Discover offers same categories too.

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Depends...How much do you value the CSP?

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The better question might be is how much i value a decent limit BT card.