08-13-2013 10:08 AM
Just curious, does anyone seem to know if accepting say the Express next card would better the odds of approval for like the VS card afterwards? I can get the pop up for Express and Buckle and so far out of the ones that I have tried that is it
08-13-2013 10:24 AM
Based on my experience alone, I'd have to say: Maybe.
I was preapproved for the Express card in December.
I was then pre-approved for a bunch of the Redcat USA brands in January.
In February I was pre-approved for both VS and J.Crew.
I've been pre-approved for a few others since. Around that time though when I first started with these, my scores were in the 670's - 680's.
If you can gain access to your EQ report, check there for softs and then try them. Sometimes they'll do the soft but the pre-approval won't show up right away.
08-13-2013 10:27 AM
In my experience, it is basically an approvaly if you get the pop-up. There is no HP on your reports. It's the only way I have received any of my Comenity cards.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.