Preapprovals check website

[mongstradamus]

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@Bman70 wrote:

OK went ahead and it gave me a slew of BofA cards, Cap1 Venture cards, some FP Bank options, and Simmons FV Platinum + Platinum rewards. Hmm no Amex or Discover at all, even though I've been getting them in the mail regularly.

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I got same cards pretty much ,I wonder how they come up with cards.do they actually soft pull you or what? Or are the cards they offer you the ones that are paying them to have their cards show up 

[Bman70]

It honestly seems a bit like shotgunning, because one of the FP Bank options was for "less than perfect credit," but the Simmons were for "excellent credit only." Covering the gamut. Most of the others were BofA and Cap1 - the two lenders I already have cards with, maybe they figured that out. 

[scottwagnon]

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@Bman70 wrote:

It honestly seems a bit like shotgunning, because one of the FP Bank options was for "less than perfect credit," but the Simmons were for "excellent credit only." Covering the gamut. Most of the others were BofA and Cap1 - the two lenders I already have cards with, maybe they figured that out. 

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it does seem rather peculiar that one of the toughest cards to crack in all of the credit card universe is RIGHT NEXT to one of the easiest cards to get...