Preapproved Cit Diamond Preferred

[Anonymous]

I just got a pre approved Citi Diamond Preferred.  0% BT for 21 months, purchases for 12 mos.

BT fee is 5%. Do you'll think that is a good deal.

Also what kind of CL is Citi giving out.

TU- 752

EX- 758

Eq- 763

My current utilization is about 44%

Current CLs include:

USAA- 15k

WELLS- 5K

CAP ONE- 5K

ORCHARD- 700

What do you think I should expect on CL?

Thanks to everyone.

[Noctilum]

Well, it's not Diamond but I just got approved for the Platinum Select today.  They gave me a $3,000 CL.  Don't know what my APR is yet.

My last months scores are in my sig.  I just have a mortage and a Chase Slate with $7,000 CL open.

[Amnesia87]

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@Anonymous wrote:

I just got a pre approved Citi Diamond Preferred.  0% BT for 21 months, purchases for 12 mos.

BT fee is 5%. Do you'll think that is a good deal.

Also what kind of CL is Citi giving out.

TU- 752

EX- 758

Eq- 763

My current utilization is about 44%

Current CLs include:

USAA- 15k

WELLS- 5K

CAP ONE- 5K

ORCHARD- 700

What do you think I should expect on CL?

Thanks to everyone.

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I'd guess 5-10k

But if I were you, I'd really try and drop the util to 20% or less, even if it is only for the month you app, let it report, and then apply, that would probably give your score a boost anywhere from 5-20 points.

[clocktick]

I was preapproved as well last week and ended up with $7500.  I didn't look at who they pulled or what my scores are recently.