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Preapproved for Platinum Delta SkyMiles?

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MrShush
Valued Contributor

Preapproved for Platinum Delta SkyMiles?

Farting around on AMEX site and lo and behold I'm preapproved for Plat Delta? Really?! Do I bite or let it go? I'm actually shocked as this is the first regular revolver that ever popped up preapproved there for me.

Message 1 of 7
6 REPLIES 6
vish1
Valued Contributor

Re: Preapproved for Platinum Delta SkyMiles?

It has a 150 AF, you need to evaluate if its worth 150 for you.

 

I personally dont evaluate if I get 150 worth of rewards or not. I calculate if I will get atleast 150 more in rewards than I would have with my Chase Freedom

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 2 of 7
scottwagnon
Valued Contributor

Re: Preapproved for Platinum Delta SkyMiles?

yeah. i got this too about 3 weeks ago and only popped up for one log in session only. let me know if comes back with your next log in session.

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Message 3 of 7
MrShush
Valued Contributor

Re: Preapproved for Platinum Delta SkyMiles?

Vish, it isn't so much that I'm thrilled about paying an AF (though I do pay 2), it was a totally random preapproval. I've see Platinum and Zync but never for a revolver.

 

Scott: I log in this morning and nothing. All gone.

 

An odd random event perhaps?

Message 4 of 7
Walt_K
Senior Contributor

Re: Preapproved for Platinum Delta SkyMiles?


@MrShush wrote:

Vish, it isn't so much that I'm thrilled about paying an AF (though I do pay 2), it was a totally random preapproval. I've see Platinum and Zync but never for a revolver.

 

Scott: I log in this morning and nothing. All gone.

 

An odd random event perhaps?


This seems to be the way the pre-approval site works once you are already a member.  I feel like once you already have an Amex, the pre-approvals are more about what product they are trying to market than anything else.  I had pre-approvals for two of the Delta cards a few weeks ago as well, and it also only happened on one log-in session (well, I don't know for sure because I don't check that often, but it was gone the next time I checked).  I'm guessing that if you were pre-approved for the card, and nothing major has changed in your report since the pre-approval, you still stand a very good chance even if you apply without the pre-approval link.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Message 5 of 7
MrShush
Valued Contributor

Re: Preapproved for Platinum Delta SkyMiles?

Odd. I really just want the new Blue offerings. Why couldn't I get the preapproval for that?! I just got my Blue in February but now with the new ones, they are more my speed!

Message 6 of 7
vish1
Valued Contributor

Re: Preapproved for Platinum Delta SkyMiles?

When I log into my amex account, I keep seeing pre approved offers ON & OFF. I have seen pre approved offers for platinum, a few deltas (including platinum), green etc.

 

Those offers come and go at their own, duno why...

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 7 of 7
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