05-17-2009 11:46 AM
05-17-2009 12:25 PM
Unless they have left the lending business or closed up shop completely like Advanta, a credit lendor makes money by lending money and annual fees/fees.
They still have to keep lending for immediate cash flow/interest accumulation.
Just because they have gotten picky/stricter they strill need to function.
So I am sure good customers with low risk models are getting offers.
05-17-2009 12:36 PM
Any of you getting pre-approved offers from Citi? This week alone, I got pre-approved offer letters for Exxon-Mobil / Citgo / Citi American Airlies / Shell. I wonder what is going on at Citi. I think they are trying to push more cards again.
Nothing for me yet.I even have a checking/saving and home loan with them.Im still getting a ton of HSBC crap tho...
But i am recieving e-mail asking me to apply for citi cards nothing pre approved...
05-17-2009 12:43 PM
05-18-2009 10:09 AM
I got an offer for an Exxon-Mobil card last week. I don't know what was better with this card, the best feature it got praised for (no annual fee) or the sticker it came with. Into the shredder it went.
Same for me!
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.