I was pre-approved by Toyota Financial for a car loan so I was pushed into doing my app spree earlier than planned. The logic behind it is that when the car loan reports (after I close on it) my score is likely to take a hit due to the new installment debt so I wanted to get a few cards in before the loan shows up. I was planning to apply for the auto loan in April to coincide with my app spree, but Toyota has a 1.9% promo apr going on for used cars that expires April 1st so I wanted to get in before the expiration as I am unsure if they will extend the promo period.
Anyways I ended up applying for Chase Sapphire Preffered, Citi Diamond Preffered, Bank of America Better Balance Rewards, and USAA Platinum Mastercard. I received the pending message on all the applications. However all of them were approved today. I got Chase, Citi, and BOA approved through the backdoors with their respective credit analysts. USAA was approved on its own after a couple hours in pending status... they don't seem to have a backdoor.
Here are the limits on the cards:
Bank of America Better Balance Rewards - $ 7, 500 ~ initially approved for 5K but reconned with analyst to 7.5K for balance transfer
Citi Diamond Preferred - $7, 000
USAA Platinum Mastercard - $6, 000
Chase Sapphire Preferred - $5, 000
Notes:
All creditors pulled Experian except for USAA who pulled Equifax. BOA recon was suprisingly easy. Had 15 inquiries showing on experian over last 2 years - including 9 over last 12 months, but analyst didn't mention one thing about the inquiries; she instead focused on my history with BOA and complimented me for been a good customer with them (I already have a personal and 2 business cards with them).
Chase analyst probed why I had so many inquiries and new accounts, but I successfuly explained my way out of it (I already have Chase checking and savings plus personal and business card).
I got a nice Citi analyst from South Dakota. She actually asked me what credit limit I needed. I told her $10, 000 she placed me on hold, reviewed my file and then came back with $7, 000 (I already have two Citi cards). As you would expect I gladly took it.
This continues my legendary luck with the big banks. 
@NewYorkGuy wrote:I was pre-approved by Toyota Financial for a car loan so I was pushed into doing my app spree earlier than planned. The logic behind it is that when the car loan reports (after I close on it) my score is likely to take a hit due to the new installment debt so I wanted to get a few cards in before the loan shows up. I was planning to apply for the auto loan in April to coincide with my app spree, but Toyota has a 1.9% promo apr going on for used cars that expires April 1st so I wanted to get in before the expiration as I am unsure if they will extend the promo period.
Anyways I ended up applying for Chase Sapphire Preffered, Citi Diamond Preffered, Bank of America Better Balance Rewards, and USAA Platinum Mastercard. I received the pending message on all the applications. However all of them were approved today. I got Chase, Citi, and BOA approved through the backdoors with their respective credit analysts. USAA was approved on its own after a couple hours in pending status... they don't seem to have a backdoor.
Here are the limits on the cards:
Bank of America Better Balance Rewards - $ 7, 500 ~ initially approved for 5K but reconned with analyst to 7.5K for balance transfer
Citi Diamond Preferred - $7, 000
USAA Platinum Mastercard - $6, 000
Chase Sapphire Preferred - $5, 000
Notes:
All creditors pulled Experian except for USAA who pulled Equifax. BOA recon was suprisingly easy. Had 15 inquiries showing on experian over last 2 years - including 9 over last 12 months, but analyst didn't mention one thing about the inquiries; she instead focused on my history with BOA and complimented me for been a good customer with them (I already have a personal and 2 business cards with them).
Chase analyst probed why I had so many inquiries and new accounts, but I successfuly explained my way out of it (I already have Chase checking and savings plus personal and business card).
I got a nice Citi analyst from South Dakota. She actually asked me what credit limit I needed. I told her $10, 000 she placed me on hold, reviewed my file and then came back with $7, 000 (I already have two Citi cards). As you would expect I gladly took it.
This continues my legendary luck with the big banks.
CONGRATS!!!!
Awesome plan! Both the 4 new cards and the 1.9% APR car loan sound like killer deals to me! 
Just wondering though, do you know why they didn't approve you instantly? Do you have something not completely favorable on your reports? 
