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New Member
Tesha
Posts: 2
Registered: ‎07-07-2013
0

Premier Bank Credit Card

I am seriously thinking about closing my first premier credit card. The limit is only 250 and I have had the card for 4 years now with no CLI. Any suggestions? Oh and I have ask for CLI but always denied.

Frequent Contributor
Boonie
Posts: 269
Registered: ‎02-08-2010
0

Re: Premier Bank Credit Card

As long as you have other cards with better limits, close it.  It is an expensive card to have.  If you do not have other cards, keep it open until you can obtain other cards and then close it down. 

09/20/14 FICOs, EX 671, EQ 677, TU 701
Moderator
09Lexie
Posts: 26,340
Registered: ‎09-13-2012
0

Re: Premier Bank Credit Card

Welcome to forum!

I agree with Boonie- if your cr profile can handle the closure- it would be wise to move on.
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Premier Bank Credit Card


Tesha wrote:

I am seriously thinking about closing my first premier credit card. The limit is only 250 and I have had the card for 4 years now with no CLI. Any suggestions? Oh and I have ask for CLI but always denied.


Close it and move on. I closed by builder cards last year, two of them. FP and CreditOne.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
New Member
Tesha
Posts: 2
Registered: ‎07-07-2013
0

Re: Premier Bank Credit Card

Thanks!! It is expensive they charge a 49 dollar annual fee which is riduculous.


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