05-01-2013 08:27 AM
I have a charge that is taking forever to clear and my statement closes on 2nd. Do you think it will send any redflags if I make a $500 payment when it shows my balance at zero incase the charge clears right when the statement cuts? If so, how will it be reported showing a credit?
05-01-2013 08:32 AM
If you want to force a payment, go for it.
What do you mean 'force'? It looks like it will allow me to make the payment on Amex website, despite my balance showing 0.
05-01-2013 08:39 AM
Nevermind. I think amex saw this thread because now I have a $700 balance..lol
05-01-2013 09:02 AM
Forcing a payment is using your banks bill pay option to 'force' AMEX to take a payment. Nothing wrong with doing it.
Thanks for that info for the future. I just paid that $716 balance so it will report zero. This $2000 limit is for the birds but Amex just won't increase it!!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.