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Prequal or tease?

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jordanmedical
Established Contributor
‎03-15-2013 01:42 PM
‎03-15-2013 01:42 PM

Prequal or tease?

I just got an email offer to apply my 3/29/13 for the BCE from AMEX with a sign on bonus.

 

Is this a prequalification if it names me or am I only getting this because I have an AMEX Prepaid card I never use?

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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09Lexie
Moderator Emerita
‎03-15-2013 01:44 PM
‎03-15-2013 01:44 PM

Re: Prequal or tease?

I got the same email.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads
Message 2 of 6
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suebee123
Frequent Contributor
‎03-15-2013 01:49 PM
‎03-15-2013 01:49 PM

Re: Prequal or tease?

Me too!  just received it via email...

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 3 of 6
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jordanmedical
Established Contributor
‎03-15-2013 01:51 PM
‎03-15-2013 01:51 PM

Re: Prequal or tease?

How dare they tease me with my dream card Smiley Sad

 

Do either of you have AMEX prepaid?

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

Message 4 of 6
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09Lexie
Moderator Emerita
‎03-15-2013 01:55 PM
‎03-15-2013 01:55 PM

Re: Prequal or tease?

Nope. I get these emails from Amex at least once a month.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads
Message 5 of 6
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londonhogfan
Contributor
‎03-15-2013 01:57 PM
‎03-15-2013 01:57 PM

Re: Prequal or tease?

they're such a tease. I get the same and get turned down for their easier to get cards.


I'll be in the garden... FICO Score | TU-08: 732 in May 2013
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