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Mega Contributor
Creditaddict
Posts: 16,869
Registered: ‎10-23-2007

Re: Prestigious Cards for "Average People"

me being crazy credit carrying source my mind is always running credit I view differently so looking at your portfolio I would notice your BB&T. yes the black citi would catch my eye at first, then I would be like that doesn't have rewards so either they hopefully are using a BT on it or they don't know.

amex, i think i wonder if they know they can ask for a 3x cli with a sp but otherwise not so impressed that someone has it because we know they are not quite so hard to get anymore.

best buy store I would think in my head they can't be terrible credit because they don't have the stupid mc i have... but they have also changed up the cards a bit so I now have the new card image in my head if I see it to know it's different :smileytongue:

 

so back to BB&T, but only because im from the midwest and they were my primary bank before moving and had a good friend that was regional manager and dealt with their credit products a lot... they are not easy! but once in!!!

BTW you have overdraft line of credit with them OP?

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Established Contributor
takeshi74
Posts: 1,479
Registered: ‎06-05-2013

Re: Prestigious Cards for "Average People"

[ Edited ]

eagles08 wrote:

I'm talking about the cards that get a "wow" at Food Lion, Applebees, Ruby Tuesdays, or maybe the local golf course.  If you were a cashier at a similar establishment, what cards would wow you?


 

Nothing would.  The particular card a customer uses would be the least of my concerns with a job like that.  If you want a card with "wow" then pick the ones that do it for you.  Don't obsess over what others may or may not think.

Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Re: Prestigious Cards for "Average People"

My Zync has gotten more attention that any other cards I have (even the AMEX Plat). The CSP not that much

 

Well the Zync is kinda exclusive now; you can't apply for it :smileywink:






Senior Contributor
longtimelurker
Posts: 4,138
Registered: ‎04-22-2013

Re: Prestigious Cards for "Average People"

If we go by comments (rather than "prestige", scare quotes because IMO, anyone impressed by your credit card isn't worth impressing!) then my Cap One platinum, because it is personalized with a photo (a pet because I am just so totally out there and original).  That just makes it look different from other credit cards.


From highest to lowest: Amex BC (42K), Cap One , CSP, Fidelity Amex, Cap One, Penfed Plat Rewards x2, , Citi TY Pref, Citi TY Premier, Citi Plat Select AA, US Bank Cash Plus, Chase Amazon, Chase Freedom, Amalgamated Bank MC, Citi Forward, BCE, Sallie Mae (5K)

Contributor
vAirGo7
Posts: 94
Registered: ‎03-12-2013

Re: Prestigious Cards for "Average People"

Amex zync is charge card?

Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Re: Prestigious Cards for "Average People"


vAirGo7 wrote:

Amex zync is charge card?


Yes






Super Contributor
enharu
Posts: 6,828
Registered: ‎02-27-2013

Re: Prestigious Cards for "Average People"

Depends on definition of average, but I would probably say any card issued by a large investment bank or wealth management firm and has a minimum amount of asset required to open the account is prestigious. Cards such as those issued by UBS, Morgan Stanley, Deutsche bank, BNP Paribas, JP Morgan, etc. Most of those require some form of a minimum asset amount (250k and up). It isn't exactly considered as a lot of money, nor is it a small sum of money either.

Those aren't your run of the mill types of card that anyone can open (such as Amex plat or that Barclays black card), nor is exceptionally hard or exclusive to get (such as certain UHNW cards or Amex centurion)
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Discover IT (15k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k).
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Prestigious Cards for "Average People"

Still got my unicorn framed, awesome card!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Open123
Posts: 3,849
Registered: ‎02-23-2011

Re: Prestigious Cards for "Average People"

Of all the cards I've used, the Zync has gotten the most positive comments, especially in the beginning.  I used to get, "I've seen the Black, but not the White."  

Regular Contributor
eagles08
Posts: 220
Registered: ‎04-24-2013

Re: Prestigious Cards for "Average People"

@creditaddict, yeah I do have the $500 line of credit. I also have the same thing with my CU I now bank with.
Current Scores: EQ 728 FAKO PLUS CreditScore. EX 730 Lender Pull. TU - 741 FAKO PLUS CreditScore

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