Previous Chase CC prior to BK - odds of obtaining new one

[jk26978]

Okay - prior to the BK in late 2008, I used to have a Chase CC - never late, pays as agreed, closed by consumer, 0 balance.....my scores are in my siggy, wondering what my chances might be at getting back in with them. Any input appreciated Thanks!!!! K

[injustifiiable]

As long as it wasn't included in the BK, you might be okay.

[jk26978]

Fortunately it was not - only really had one that was included - that one had been turned over to a CA.  I am just really wondering - I guess it is more like being sooo close to a "good" score and knowing that I cannot get a "good" card for another 7 years it's just discouraging.

Oh well as my motto goes - Keep your head up and keep moving onward

Thanks

K

[sal2009]

I had a bk in 2005, less than 7 yrs and was recently approved for a chase sapphire preferred visa in April 2012.  FICO now around 700.  Included chase in bankkruptcy.. high income over 250000

[steve23111]

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@sal2009 wrote:

I had a bk in 2005, less than 7 yrs and was recently approved for a chase sapphire preferred visa in April 2012.  FICO now around 700.  Included chase in bankkruptcy.. high income over 250000

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I had a BK7 in 2002 that just fell off in May.  I had a Providian CC that was IIB.  Providian of course changed hands a couple of times and eventually was inherited by Chase.  It popped up during my application for a Chase Freedom last week, showed as a previous Chase account that was IIB.  After doing a manual review with a credit analyst and explaining the BK (also denying the account even existed because I didn't think about the old Providian account having changed hands)... I was approved with a $6000 CL at the best available APR, 12.99%.  That's also with a FICO over 800, but I would say there's still a decent chance for an approval.