Primary/Co Applicant help

[Lechte]

I have less than stellar credit as you see by my sig.  I am a member of a local CU and am thinking about applying for their CC to help build my credit.  I do have someone with excellent credit who will co-sign for me.  Question is....do I apply as Primary or Co Applicant?  We both understand the liablities and all the what nots...responsibility, etc.  Would me being primary on the account result in a lesser CL and higher interest or would it matter?   I had a co applicant on my CareCredit..I was Primary and asked for $4000 CL and was instantly approved, but i've read some conflicting things.  Any thoughts?

[FinStar]

You would list yourself as primary and your co-aplicant as secondary.  The CL assignment will be determined by their underwriting criteria, which takes into consideration the joint application information, sources of income and combined credit profiles.

[djc1puno]

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@FinStar wrote:

You would list yourself as primary and your co-aplicant as secondary.  The CL assignment will be determined by their underwriting criteria, which takes into consideration the joint application information, sources of income and combined credit profiles.

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+1