@Anonymous wrote:
Hello,
I have a zero balance on the credit card I'm a primary user but the card I'm an authorized user has 2% utilization. Is it better to show utilization on the credit card I'm a primary user or does it not make a difference?
I'm looking what will be the best way to increase my score to purchase a house in two months.
Thanks!!
You always want to have a statement balance on at least one card. This does not mean that you can't pay in full, you can. Additionally some systems ignore AU accounts. Therefore, I would say that it is better to have the utilization on the primary card.
