12-15-2009 01:02 PM
I wish to inquire what prime cards pull the Experian report in the state of PA, please?
And how about other consumer credit cards which pull the Experian report in PA, please?
I have been rebuilding my credit and wish to explore applying for additional credit. I foresee my scores going up within this week since I paid my cards to reflect a 5% credit utilization. Just have two cards (Bank of America, CL: 900 and First Premier Bank, CL: 350). Just recently approved for a car loan via EX and was given a rate of 2.9% which is not reflected yet in none of my three reports. Many thanks in advance for your assistance!
12/15/09 EX: 711 EQ:721 TU: 631
12-15-2009 05:38 PM
12-16-2009 05:51 PM
If you are in PA and can qualify, I highly suggest PSECU (www.psecu.com) which has good rates, no fees, as generous and lenient as NFCU. Membership takes around 3 weeks to process, but applications for credit after that are same or 1 day decisions.
Plus PSECU provides you with EX FICO.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO