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Valued Member
Posts: 40
Registered: ‎01-20-2008
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Prime Cards that pull Transunion

I have cleared my credit with Transunion, and have a score in the low-mid 700s, but they say I don't have any premium cards. Are there any that only pull Transunion.

 

My Experian and Equifax still have some dings that I am trying to get pulled off, but they are a bit more challenging. Any suggestions?

Credit Scores Currently: T: 746, Eq: 674, Ex: 646 as of 4.20.09
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
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Re: Prime Cards that pull Transunion

In my experience, PNC, Wachovia, and National City all pulled TU.
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
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Re: Prime Cards that pull Transunion


llecs wrote:
In my experience, PNC, Wachovia, and National City all pulled TU.

 

Is NatCity still issuing their own CC's? If not this lineup leaves me cold.
Senior Contributor
Posts: 3,871
Registered: ‎01-10-2008
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Re: Prime Cards that pull Transunion

discover only hard pulled TU for me (but they also softed EQ).
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009

Re: Prime Cards that pull Transunion

For me Discover was an EX puller at the time of application and for AR's, save once (this month) when they pulled TU for an AR. I don't think you can count on Discover for a TU pull at app.
Established Contributor
Posts: 645
Registered: ‎10-24-2007
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Re: Prime Cards that pull Transunion

Juniper/Barclays pulls TU.
Established Contributor
Posts: 665
Registered: ‎03-31-2007

Re: Prime Cards that pull Transunion

Discover/State Farm Bank/Barclays
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
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Re: Prime Cards that pull Transunion

When I applied for Juniper Business Card - they pulled only TU.  (Barclays)

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Established Contributor
Posts: 721
Registered: ‎03-15-2008
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Re: Prime Cards that pull Transunion

I think partly who is pulled depends on where you live.  It seems as if in different regions of the USA, the same companies will pull different CR's.  I'm in the midwest and it seems like every single CC is pulling TU.  For example, Chase pulled TU both for my initial CC app in Oct 2007 and for the CLI request in June 2008.  But I have heard that TU is only typical for Chase in the midwest.
4/16/09: TU: 775, EQ: 805
2/11/09: TU: 773, EQ: 790, EX:790
11/16/08: TU: 773, EQ: 785, EX: 780
Goals for 2009: 0 Credit Card Debt & 0% Util (achieved 2/6/09), Mortgage! (achieved 11/2/09), getting closer to 800 scores (I crossed this earlier this year, but I'm sure I'm not there anymore!)
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
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Re: Prime Cards that pull Transunion


creditwherecreditisdue wrote:

llecs wrote:
In my experience, PNC, Wachovia, and National City all pulled TU.

 

Is NatCity still issuing their own CC's? If not this lineup leaves me cold.

As of the end of last month, anyway. I was looking at their CCs again just in case I wanted to app for another in the future and noticed they were still issuing them. Last week I was in FL and noticed all the National City branches still were the same. Biz as usual.

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