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Regular Contributor
Posts: 201
Registered: ‎11-26-2007
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Re: Prime Cards that pull Transunion

I have to agree to woopah that it depends on where you live in the USA.  For me, here in Texas, Discover and Juniper pulled TU.  A good site to get an idea of who pulls TU in your state is http://www.whogavemecredit.com or you can go to http://www.financeglobe.com to get an idea of what score is needed for a particular card.  A word of caution with the last website, they tend to overestimate scores required for a particular card.  Good luck!

 

On a sidenote:  I hope I didn't violate any board rules by posting web links.  If so, please edit accordingily. 

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: Prime Cards that pull Transunion


Romeoo47 wrote:

On a sidenote:  I hope I didn't violate any board rules by posting web links.  If so, please edit accordingily. 


Those links are cool.
Valued Member
Posts: 40
Registered: ‎01-20-2008
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Re: Prime Cards that pull Transunion

Thanks guys for your help - I just applied for a Discover card and was approved with a 2500.00 limit!!

 

Woot Woot!

 

Now I have a prime card that hopefully I can better my score over the next year.

 

New question though, now that I have this, should I close my sub-prime card (Hooters) even though it is my second highest limit. I want to keep my Best Buy card and Target Visa card but they have limits of 650.00 or should I keep the Hooters card and keep enduring the monthly payments.

Credit Scores Currently: T: 746, Eq: 674, Ex: 646 as of 4.20.09
Established Contributor
Posts: 832
Registered: ‎01-16-2008
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Re: Prime Cards that pull Transunion

Congrats on the Discover approval.  They're not so easy to get so you are doing something RIGHT . . Smiley Wink

 

As for Hooters, I've had the card for about 1.5 yrs. and it causes me no problems, sitting quietly with others in my sock drawer.  I only let it see sunshine long enough to buy like a newspaper or a smoothie about every 3 mos.  But closing it may affect your score since the CL will no longer be reporting.  Is there a balance on the card?  Are you planning to BT with the new Discover?  In any event, I vote for you to keep the card and the tradeline.  Especially if there is no fee involved.

 

What say you credit gurus?


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


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Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008
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Re: Prime Cards that pull Transunion


Maccabee wrote:

Thanks guys for your help - I just applied for a Discover card and was approved with a 2500.00 limit!!

 


Congrats!  I'm just curious what state you live in for Discover to pull TU?

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Valued Member
Posts: 40
Registered: ‎01-20-2008
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Re: Prime Cards that pull Transunion


clocktick wrote:

Maccabee wrote:

Thanks guys for your help - I just applied for a Discover card and was approved with a 2500.00 limit!!

 


Congrats!  I'm just curious what state you live in for Discover to pull TU?


I'm in CA

Credit Scores Currently: T: 746, Eq: 674, Ex: 646 as of 4.20.09
Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
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Re: Prime Cards that pull Transunion

[ Edited ]

Romeoo47 wrote:

I have to agree to woopah that it depends on where you live in the USA.  For me, here in Texas, Discover and Juniper pulled TU.  A good site to get an idea of who pulls TU in your state is http://www.whogavemecredit.com or you can go to http://www.financeglobe.com to get an idea of what score is needed for a particular card.  A word of caution with the last website, they tend to overestimate scores required for a particular card.  Good luck!

 

On a sidenote:  I hope I didn't violate any board rules by posting web links.  If so, please edit accordingily. 


On the other hand, I also live in Texas, & Juniper did NOT pull TU for me, despite many people swearing that they ALWAYS do.  Just FYI.  Smiley Happy

 

Edited to add:  Now that I think about it, neither did Discover.  Both of them pulled my EQ.

Message Edited by laz98 on 05-09-2009 12:15 AM
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