Prime Cards

[DaveSignal]

What makes a card "prime"?

I always had thought that prime was a high limit, good APR, and no annual fee (unless an AMEX).  Then I saw a thread with people posting about their chase cards having near 30% APRs.  I don't have anything close to this, short of my Target retail card, which sits at 22.9%.

[rootpooty]

this is just my opinion but if i carry a rewards card that carries a high apr i will always make sure i PIF every month. with a good rewards card say chase freedom i would expect a high apr if there is no annual fee. the bank has to try and make money some how

[pizzadude]

There are a lot of recent threads discussing this, just search on Prime, here's a good one from last month:

http://ficoforums.myfico.com/t5/Credit-Cards/What-is-considered-a-prime-credit-card/m-p/1353451#M375...