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amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Prime cards for me?

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‎03-13-2012 05:46 AM

I have 6 cards now.. I have a Barclays nfl card..3000 cl. 0 balance Cap one 2000 cl 500 balance HSBC discover. 1300 CL 0 balance Chevron card 700 CL 0 balance Walmart store card 875 CL. 0 balance BB store card 750 CL 0 balance AAoA is 3 years.. Bk 7 from June 2005... All neg info to come off CCR in June... Scores in siggy.... Inq 4 on EQ,4 on TU and 2 on Ex...most will be turn 1 in June of this year...
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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jimbo831
Posts: 977
Registered: ‎02-08-2012

Re: Prime cards for me?

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‎03-13-2012 05:50 AM

amercnchopz34 wrote:
I have 6 cards now.. I have a Barclays nfl card..3000 cl. 0 balance Cap one 2000 cl 500 balance HSBC discover. 1300 CL 0 balance Chevron card 700 CL 0 balance Walmart store card 875 CL. 0 balance BB store card 750 CL 0 balance AAoA is 3 years.. Bk 7 from June 2005... All neg info to come off CCR in June... Scores in siggy.... Inq 4 on EQ,4 on TU and 2 on Ex...most will be turn 1 in June of this year...

Will the BK still be on past June?  I thought those were 10 years?  If not, you should be able to get pretty much any good prime card I would imagine.  Chase Freedom or Sapphire, Amex Charge (maybe not revolver, but you might qualify), Discover More, etc.  What are you looking for?  What kind of rewards would you be interested in?

Gardening with: PSECU Combo $1k, Chase Freedom $3.5k, Discover It $1.7k, Amex Costco True Earnings $2k, Capital One Platinum $500, Best Buy Store Card $2.7k
Starting Score: FICO: 587 EX, 594 EQ, 632 TU, 2/15/12; USAA FAKO: 525 EX, 541 EQ, 525 TU, 2/15/12
Current Score: FICO: 678 EX, 629 EQ, 658 TU, 3/27/12; USAA FAKO: 721 EX, 721 EQ, 576 TU, 3/9/12
Goal Score: 700 Across the Board and Amex Zync or Costco By The End Of 2012

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amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Prime cards for me?

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‎03-13-2012 06:02 AM

Unfortatly it will be the only thing left...stays till June 2015... Just something better than what I have? Cash rewards cards....... I got the Barclays in November highest CL....just wanting to get rid of some of the smaller limit cards...
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Prime cards for me?

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‎03-13-2012 06:03 AM

jimbo831 wrote:
amercnchopz34 wrote:
I have 6 cards now.. I have a Barclays nfl card..3000 cl. 0 balance Cap one 2000 cl 500 balance HSBC discover. 1300 CL 0 balance Chevron card 700 CL 0 balance Walmart store card 875 CL. 0 balance BB store card 750 CL 0 balance AAoA is 3 years.. Bk 7 from June 2005... All neg info to come off CCR in June... Scores in siggy.... Inq 4 on EQ,4 on TU and 2 on Ex...most will be turn 1 in June of this year...

Will the BK still be on past June?  I thought those were 10 years?  If not, you should be able to get pretty much any good prime card I would imagine.  Chase Freedom or Sapphire, Amex Charge (maybe not revolver, but you might qualify), Discover More, etc.  What are you looking for?  What kind of rewards would you be interested in?

Unfortunately it will be the only thing left...stays till June 2015... Just something better than what I have? Cash rewards cards....... I got the Barclays in November highest CL....just wanting to get rid of some of the smaller limit cards...
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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jimbo831
Posts: 977
Registered: ‎02-08-2012

Re: Prime cards for me?

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‎03-13-2012 06:05 AM

amercnchopz34 wrote:
Unfortunately it will be the only thing left...stays till June 2015... Just something better than what I have? Cash rewards cards....... I got the Barclays in November highest CL....just wanting to get rid of some of the smaller limit cards...


I would think with your profile you should be able to get a card.  I am not familiar with this, but hopefully others will report which companies tend to be BK friendly.  I know some cards take a hardline on any BK, but there are some out there that will approve with old BKs.  Good luck!

Gardening with: PSECU Combo $1k, Chase Freedom $3.5k, Discover It $1.7k, Amex Costco True Earnings $2k, Capital One Platinum $500, Best Buy Store Card $2.7k
Starting Score: FICO: 587 EX, 594 EQ, 632 TU, 2/15/12; USAA FAKO: 525 EX, 541 EQ, 525 TU, 2/15/12
Current Score: FICO: 678 EX, 629 EQ, 658 TU, 3/27/12; USAA FAKO: 721 EX, 721 EQ, 576 TU, 3/9/12
Goal Score: 700 Across the Board and Amex Zync or Costco By The End Of 2012

Take the FICO Fitness Challenge
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amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Prime cards for me?

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‎03-13-2012 06:20 AM

jimbo831 wrote:
amercnchopz34 wrote:
Unfortunately it will be the only thing left...stays till June 2015... Just something better than what I have? Cash rewards cards....... I got the Barclays in November highest CL....just wanting to get rid of some of the smaller limit cards...


I would think with your profile you should be able to get a card.  I am not familiar with this, but hopefully others will report which companies tend to be BK friendly.  I know some cards take a hardline on any BK, but there are some out there that will approve with old BKs.  Good luck!

Yeah....I was told discover more would be a good card...bk friendly.....but don't want another one..... Really want a chase freeedom or a citi thank you card....I will probably have to wait till bk drops off in 2015
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Prime cards for me?

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‎03-13-2012 06:21 AM

amercnchopz34 wrote:
jimbo831 wrote:
amercnchopz34 wrote:
Unfortunately it will be the only thing left...stays till June 2015... Just something better than what I have? Cash rewards cards....... I got the Barclays in November highest CL....just wanting to get rid of some of the smaller limit cards...


I would think with your profile you should be able to get a card.  I am not familiar with this, but hopefully others will report which companies tend to be BK friendly.  I know some cards take a hardline on any BK, but there are some out there that will approve with old BKs.  Good luck!

Yeah....I was told discover more would be a good card...bk friendly.....but don't want another one..... Really want a chase freeedom or a citi thank you card....I will probably have to wait till bk drops off in 2015

Don't know that you'd have to wait three years.

Just snoop around the internet for Chase Freedom and BK experiences. You might not get the best CL, but it beats waiting 3 years.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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haulingthescoreup
Posts: 28,112
Registered: ‎04-01-2007

Re: Prime cards for me?

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‎03-13-2012 11:04 AM

OP, have you read through this:

 

BK Friendly Credit Cars Listed

 

It's definitely an older thread, and it doesn't get updated enough IMO, but it might be worth a look.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Prime cards for me?

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‎03-13-2012 11:19 AM

Yeah i saw the thread but its alittle old and didnt want to look thru 47 pages of old info....

I just wanted to know if there was anyone currently with any look recently....
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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Moderator Emerita<br>Community Leader<br>Epic Contributor
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haulingthescoreup
Posts: 28,112
Registered: ‎04-01-2007

Re: Prime cards for me?

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‎03-13-2012 11:38 AM

amercnchopz34 wrote:
Yeah i saw the thread but its alittle old and didnt want to look thru 47 pages of old info....

I just wanted to know if there was anyone currently with any look recently....

Makes sense. Just checking. :smileyhappy:

 

If anyone else reading this thread has recent (as in within the last 6-12 months) experience with CC companies who are BK-friendly, please consider updating the BK thread I linked above, as well as this one, of course.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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