Probably a dumb question...but

[annielorie]

Gypsy the only time that a AU is not helping is a mortgage it is totally disreguarded for scoring purposes, otherwise good to go.

[clocktick]

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@steve23111 wrote:

You can add most anyone as an AU, with very few exceptions (such as--in some cases-- prospective AU's who have IIB'd the card issuer).

My DP is an AU on two of my AMEX cards.

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What is IIB?

[Anonymous]

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@annielorie wrote:

Gypsy the only time that a AU is not helping is a mortgage it is totally disreguarded for scoring purposes, otherwise good to go.

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Thanks annielorie, good to know.  

[Anonymous]

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@clocktick wrote:

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@steve23111 wrote:

You can add most anyone as an AU, with very few exceptions (such as--in some cases-- prospective AU's who have IIB'd the card issuer).

My DP is an AU on two of my AMEX cards.

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What is IIB?

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I was wondering te same thing?

[steve23111]

IIB = Included In Bankruptcy.

See http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458

[Anonymous]

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@steve23111 wrote:

IIB = Included In Bankruptcy.

See http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458

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Thanks Steve.  I had read that list, just not all of them stick.