08-29-2013 03:54 AM
08-29-2013 04:28 AM
Not sure if its just me or this seems to be a problem with Discover, since I remember reading something similar to this.
My discover has yet to update to the CRAs for the past 2 months. Been paid off, but its still reporting the balance from early July. Problem is that balance is 95% of my CL, so its the only ugly thing on my CR now.
Does anyone else has this issue with discover?
If I am to call them to have them correct this issue, how long does it usually take, and would they report the current balance, or most recent statement balance?
Thanks in advance!
Don't know why that happens sometimes. Just checked and they are up to date on mine. It definitely doesn't hurt to call and their CSRs are generally nice and maybe they can help you. Unfortunately the law states that creditors aren't required to update every month, only that whenever they do it must be accurate; so it would be the last statement balance...
08-29-2013 05:45 AM
08-29-2013 06:34 AM
Yes, this is very common. Now, if you have any account updates/changes to your Discover profile, then that may generate a quicker update (mid-cycle). But, on an ongoing basis, they are sporadic with their reporting.
08-29-2013 10:37 AM
08-29-2013 10:56 AM
08-29-2013 12:54 PM
I have the same issue I got my cl increased to 5k ftom 1.7 and it is not updated yet
Yes, Discover almost never reports the month after giving a CL. I don't know why. But they're ALWAYS very good about honoring requests for mid-cycle reports. So any time they don't report when you need them to, just drop an email or call them and your problem will be over in a couple of days.
08-29-2013 01:16 PM