Is it possible to have a the thank you premier card converted to the double cash? I'd rather not have an annual fee and have straight cash. I've had the card going on 6 months. Of course a minimum time may have to pass and I'm fine with that. Can a refund be issued as well if I have to wait longer than a year to product change? I'm not going to die over the fee, but money is money and if I cold keep my money that'd be nice. Additionally is it a soft pull or another hard pull? Looking into getting a home loan soon so I want my scores to stay consistent or go up. Will it show up in my reports as a new line or will it just continue where the thank you card ended. I really should of numbered this, sorry wasn't expecting to write this much
Starting Score: 539eq 482tu 509ex
I would hope so b/c I converted my Citi DC to TY Premier, and requested my cash back to be sent to me by check, which they did.
When I changed my Thank you preferred Visa to a Mastercard manually it was considered a PC and I didn't get a HP done when I asked but YMMV
Yeah seems like It should be able to be done then. When you all product changed how long did you have the original cards for?
@blondy250 wrote:
Yes you can product change, I seem to remember you had to have the card you wanted to change for a year.
If your card has a 0% APR signup promo then you will have to wait until that is over.
@washington12 wrote:
Yeah seems like It should be able to be done then. When you all product changed how long did you have the original cards for?
I think I had it about 14-16 months if I remember correctly .... was only waiting for the AA card to come with no FTF and Barclays did it 
with the US Airways merger