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So I'll be getting rid of my CSP at the end of this month. For those of you who have downgraded to the Freedom, did the APR stay at 15.24% or have any of you had luck getting that reduced? I don't carry balances, but I still like to have my CC's at the best terms.
Thanks for the info in advance!
@icyhot wrote:
If I'm not mistaken the CSP has a fixed rate of 15.99 and it can't be coverted to a Freedom. I could be wrong about the last part
The APR has changed through the years. I got the CSP when it was at 15.24%, and it can be coverted to the Freedom or Sapphire as of yesterday that I called their CS.
15.9 is the variable rate. So if the fed raises the interest, our cards with fixed apr's will rise.
OP- I don't know the answer to that question, but I am very interested to find out the result!
Your interest rate will carry over on your PC.